38 Whiting Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 38 Whiting Rd, Oxford, MA 01540

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,142 sqft · built 1975
Lot Size9.89 acres (431,131 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jun 2014)
Tax Bill$6,201 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNOXFO M:48 B:B02

Property Details

APN / Parcel Number

Primary APNOXFO M:48 B:B02
Alternative APN
  • 48B02

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,142 sqft Living Area
Gross Area4,766 sqft
1st Floor Area2,142 sqft
Basement Area1,650 sqft
Unfinished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area431,131 sqft (9.89 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number48B02
Street Address38 WHITING RD
CityOXFORD
StateMA
Zip01540-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal BlockB02
JurisdictionOXFORD MA
Township / Civil DivisionOXFORD
Census Block Group3
Census Block3029
Census Tract753100

Owner

38 Whiting Rd is owned and occupied by an individual who bought it in June 2014.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address38 WHITING RD, OXFORD, MA 01540-2030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2014 · Amount on File
Deed SaleJun 12, 2014 · Amount on File
Deed Book / Page52421 / 170
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOXFORD MA
Recording DateAug 10, 2026
Property Address38 WHITING RD, OXFORD, MA 01540-2030
Document Number0000068410
Book / Page74004 / 120
Instrument DateAug 10, 2026
Instrument202668410
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 WHITING RD, OXFORD, MA 01540-2030

Mortgage

Document Number0000068410,
DateAug 10, 2026
Book Page74004/120
Instrument202668410
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 38 Whiting Rd was $6,201, up 8,758.6% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionOxford Town
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,201.00 (+8,758.57%)$507,000 (-8.38%) Land $136,900 Building $370,100$581,965 (+7.7%)
2025$70.00 (-98.98%)$553,400 (+8.96%) Land $131,200 Building $422,200$540,360
2024$6,846.00 (-0.12%)$507,900 (+1.07%) Land $125,000 Building $382,900
2023$6,854.00$502,500 Land $119,600 Building $382,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Whiting Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Whiting Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whiting Rd

Nearby Streets

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