Worcester County and Oxford Town property record for 34 Wheelock St, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,626 sqft · built 1920 |
| Lot Size | 0.619 acres (26,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Oct 2023) |
| Tax Bill | $46 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Oct 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:33E B:D04 |
| Primary APN | OXFO M:33E B:D04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 1,183 sqft |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,970 sqft (0.619 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 33ED04 |
|---|---|
| Street Address | 34 WHEELOCK ST |
| City | OXFORD |
| State | MA |
| Zip | 01540-2230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | D04 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Oct 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 26, 2018 | Deed of Trust, Mortgage · Line of Credit BAY STATE BANK |
| Jul 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2023 · Amount on Record |
| Deed Sale | Oct 20, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2014 · Amount on Record |
| Deed Book / Page | 69786 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Oct 20, 2023 |
| Property Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Document Number | 0069786-93 |
| Book / Page | 69786 / 93 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 87834 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Document Number | 0000087835 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 87835 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0069853-33 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 69853/33 |
| Instrument | 93119 |
| Name | CANDACE L LINDSTROM |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Dec 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Oct 26, 2023 |
| Property Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Document Number | 069806-225 |
| Book / Page | 69806 / 225 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 89455 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58477-17 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 58477/17 |
| Instrument | 18378 |
| Name | BAY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Jul 14, 2017 |
| Property Address | 34 WHEELOCK ST, OXFORD, MA 01540-2230 |
| Document Number | 57414-63 |
| Book / Page | 057414 / 000063 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 74388 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 WHEELOCK ST OXFORD MA 015402230, OXFORD, MA 01540-2230 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46.00 (-98.73%) | $367,900 (+36.92%) Land $96,400 Building $271,500 | $375,060 |
| 2024 | $3,622.00 (+0.98%) | $268,700 (+2.17%) Land $92,300 Building $176,400 | |
| 2023 | $3,587.00 | $263,000 Land $88,300 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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