41 Waveway Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 41 Waveway Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,252 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2022)
Tax Bill	$9,331 (2026)
Deeds & Mortgages	Nov 2021 Refinance Aug 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WINT M:046 L:085`

Property Details

APN / Parcel Number

Primary APN	`WINT M:046 L:085`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,252 sqft Living Area
Gross Area	5,885 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	41 WAVEWAY AVE
City	WINTHROP
State	MA
Zip	02152-1234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	OCEAN SPRAY
Legal Lot Number	85
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1008
Census Tract	180500

Owner

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 CUTLER ST, WINTHROP, MA 02152-1211
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Aug 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Oct 30, 1995 · Amount on Record
Deed Book / Page	68041 / 67
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	41 WAVEWAY AVE, WINTHROP, MA 02152-1234
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066654-115
Date	Nov 12, 2021
Book Page	66654/115
Instrument	123559

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Aug 4, 2022
Property Address	41 WAVEWAY AVE, WINTHROP, MA 02152-1234
Document Number	0068041-67
Book / Page	68041 / 67
Instrument Date	Aug 4, 2022
Instrument	67766
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 CUTLER ST, WINTHROP, MA 02152-1211

Mortgage

Document Number	0000067767
Date	Aug 4, 2022
Instrument	67767

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,331.00 (+13.17%)	$837,600 (+4.84%) Land $359,500 Building $478,100	$869,262
2025	$8,245.00 (+10.91%)	$798,900 (+11.98%) Land $342,400 Building $456,500
2024	$7,434.00 (-4.39%)	$713,400 (-1.82%) Land $329,100 Building $384,300
2023	$7,775.00	$726,600 Land $301,200 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 107 individual policies
Nearby Flood Policies	205 units insured incl. 98 condo units
Nearby Flood Claims	166 (1978–2012)
Claims Outside the SFHA	2 of 166
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 20 claims Coastal Storm, Oct 1991 · 29 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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