41 Wards Cove Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 41 Wards Cove Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1936
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (May 2022)
Tax Bill	$6,929 (2025)
Deeds & Mortgages	May 2022 Sale Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:50 L:16`

Property Details

APN / Parcel Number

Primary APN	`STAN M:50 L:16`
Alternative APN	`O0380R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,413 sqft
1st Floor Area	888 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Cottage
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	O0380R
Street Address	41 WARDS COVE RD
City	STANDISH
State	ME
Zip	04084-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	16
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2005
Census Tract	17002

Owner

41 Wards Cove Rd is owned by two individuals who bought it in May 2022.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 STIRLING ST, ANDOVER, MA 01810-1417
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer
Dec 20, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Deed Document Number	202223216
Deed Book / Page	39393 / 107
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	May 3, 2022
Property Address	41 WARDS COVE RD, STANDISH, ME 04084-5730
Document Number	0393930107
Book / Page	39393 / 107
Instrument Date	May 3, 2022
Instrument	23216
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 STIRLING ST, ANDOVER, MA 01810-1417

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	41 WARDS COVE RD, STANDISH, ME 04084-5730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353680019
Date	Dec 20, 2018
Book Page	35368/19
Instrument	64431

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	41 WARDS COVE RD, STANDISH, ME 04084-5730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365260061
Date	Mar 23, 2020
Book Page	36526/61
Instrument	15381

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 41 Wards Cove Rd was $6,929, up 6.1% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,929.00 (+6.08%)	$558,800 (+7.79%) Land $489,500 Building $69,300
2024	$6,532.00 (+19.13%)	$518,400 (+30.94%) Land $452,800 Building $65,600
2023	$5,483.00 (+9.14%)	$395,900 (+13.86%) Land $343,500 Building $52,400
2022	$5,024.00	$347,700 Land $304,200 Building $43,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 Wards Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Wards Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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