46 Wards Cove Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 46 Wards Cove Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1935
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Jul 2020 Refinance Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:50 L:78`

Property Details

APN / Parcel Number

Primary APN	`STAN M:50 L:78`
Alternative APN	`W1850R`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,384 sqft
1st Floor Area	832 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	W1850R
Street Address	46 WARDS COVE RD
City	STANDISH
State	ME
Zip	04084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	78
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2006
Census Tract	17002

Owner

46 Wards Cove Rd is owned by an individual who acquired it in June 2017.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	32 JERSEY ST, PEPPERELL, MA 01463-1724
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Nov 16, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2017
Deed Sale	Jun 14, 2017
Deed Document Number	201726850
Deed Book / Page	34079 / 243
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	46 WARDS COVE RD, STANDISH, ME 04084
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0369350056
Date	Jul 16, 2020
Book Page	36935/56
Instrument	39912

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	46 WARDS COVE RD, STANDISH, ME 04084
Document Number	0344720234
Book / Page	034472 / 000234
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 WARDS COVE RD STANDISH ME 04084, STANDISH, ME 04084

Mortgage

Document Number	0344720234
Date	Nov 20, 2017
Book Page	034472/000234
Instrument	59064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 46 Wards Cove Rd was $4,510, up 6% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,510.00 (+6.04%)	$363,700 (+7.76%) Land $258,700 Building $105,000
2024	$4,253.00 (+16.49%)	$337,500 (+28.03%) Land $239,400 Building $98,100
2023	$3,651.00 (+17.02%)	$263,600 (+22.09%) Land $181,600 Building $82,000
2022	$3,120.00	$215,900 Land $146,000 Building $69,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Wards Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Wards Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEASTERN ESTATES private · serves 40 people · EPA ID ME0092293
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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