39 Wards Cove Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 39 Wards Cove Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$791,000 (May 2022)
Tax Bill	$7,250 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:50 L:17`

Property Details

APN / Parcel Number

Primary APN	`STAN M:50 L:17`
Alternative APN	`P3308R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,192 sqft
1st Floor Area	880 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cottage
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	P3308R
Street Address	39 WARDS COVE RD
City	STANDISH
State	ME
Zip	04084-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	17
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2005
Census Tract	17002

Owner

39 Wards Cove Rd is owned by two individuals who bought it in May 2022.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 LEXINGTON DR, BLUFFTON, SC 29910-4817
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 3, 2017	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Nov 29, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 29, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Aug 29, 2017
Deed Document Number	202224315
Deed Book / Page	39409 / 92
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	May 9, 2022
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Document Number	0394090092
Book / Page	39409 / 92
Instrument Date	May 6, 2022
Instrument	24315
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 LEXINGTON DR, BLUFFTON, SC 29910-4817

Mortgage

Document Number	0000024316
Date	May 9, 2022
Instrument	24316

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0343610180
Date	Oct 3, 2017
Book Page	34361/0180
Instrument	000000050629

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365510173
Date	Mar 31, 2020
Book Page	36551/173
Instrument	16848

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Nov 29, 2017
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Document Number	0344920135
Book / Page	034492 / 000135
Instrument Date	Nov 26, 2017
Instrument	60450
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 WOODLANDS DR FALMOUTH ME 041051165, FALMOUTH, ME 04105-1165

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 29, 2017
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Document Number	0342710295
Book / Page	034271 / 000295
Instrument Date	Aug 25, 2017
Instrument	43410
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 WOODLANDS DR FALMOUTH ME 041051165, FALMOUTH, ME 04105-1165

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 29, 2017
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Document Number	0342710299
Book / Page	034271 / 000299
Instrument Date	Aug 24, 2017
Instrument	43412
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 WOODLANDS DR FALMOUTH ME 041051165, FALMOUTH, ME 04105-1165

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 29, 2017
Property Address	39 WARDS COVE RD, STANDISH, ME 04084-5730
Document Number	0342710297
Book / Page	034271 / 000297
Instrument Date	Aug 24, 2017
Instrument	43411
Transaction Type	Transfer
Record Updated	Nov 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 WOODLANDS DR FALMOUTH ME 041051165, FALMOUTH, ME 04105-1165

Tax Assessment & Valuation

The 2025 property tax bill for 39 Wards Cove Rd was $7,250, up 6% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,250.00 (+6.03%)	$584,700 (+7.74%) Land $489,500 Building $95,200
2024	$6,838.00 (+20.3%)	$542,700 (+32.24%) Land $452,800 Building $89,900
2023	$5,684.00 (+8.87%)	$410,400 (+13.59%) Land $343,500 Building $66,900
2022	$5,221.00	$361,300 Land $304,200 Building $57,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39 Wards Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Wards Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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