35 Spruce Dr, Hope, RI 02831 Property Records

Scituate Town property record for 35 Spruce Dr, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 760 sqft · built 1950
Lot Size	0.252 acres (10,973 sqft)
Owner	Individual Name on File
Last Sale	$81,000 (Feb 1992)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`12-0620-40`

Property Details

APN / Parcel Number

Primary APN	`12-0620-40`
Alternative APNs	`SCIT M:10-0 L:133-00` `M:10=0 L:133=00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
Gross Area	1,888 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,973 sqft (0.252 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	12-0620-40
Street Address	35 SPRUCE DR
City	HOPE
State	RI
Zip	02831-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSW-
Legal Lot Number	133-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4010
Census Tract	13201

Owner

35 Spruce Dr is owned and occupied by an individual who bought it in February 1992.

Source: Scituate Town records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	35 SPRUCE DR, HOPE, RI 02831-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU
Oct 17, 2018	Deed of Trust, Mortgage · Conventional with PMI PAWTUCKET CU
Sep 22, 2017	Deed of Trust, Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 1992 · Amount on File
Deed Sale	Feb 14, 1992 · Amount on File
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	35 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000859-5
Date	Jan 17, 2023
Book Page	859/5
Instrument	202300000075

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	35 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	823-263
Date	Nov 12, 2021
Book Page	823/263
Instrument	202100002711

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	35 SPRUCE DR, HOPE, RI 02831-1317
Document Number	739-245
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

Mortgage

Document Number	739-245
Date	Dec 9, 2019
Book Page	000739/000245
Instrument	2234

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 8, 2044

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	35 SPRUCE DR, HOPE, RI 02831-1317
Document Number	703-255
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

Mortgage

Document Number	703-255
Date	Oct 17, 2018
Book Page	000703/000255
Instrument	1910

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Oct 16, 2043

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	35 SPRUCE DR, HOPE, RI 02831-1317
Document Number	672-214
Book / Page	000672 / 000214
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

Mortgage

Document Number	672-214
Date	Sep 22, 2017
Book Page	000672/000214
Instrument	1846

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 21, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 35 Spruce Dr was $3,617.

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,617.00	$208,700 Land $105,700 Building $103,000
2023	$3,498.00 (+3.31%)	$208,700 (+0.97%) Land $105,700 Building $103,000
2022	$3,386.00	$206,700 Land $105,700 Building $101,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 35 Spruce Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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