41 Spears Ct, Elgin, SC 29045 Property Records

Richland County property record for 41 Spears Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,621 sqft Heated Area
Lot Size	6,346 sqft (0.145 acres)
Occupancy	Owner Occupied
Last Sale	$138,000 (2016)
Tax Bill	$1,621.00 (2025)

Owner

Source: Richland County records · APN 25810-02-25

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41 SPEARS CT, ELGIN, SC 29045-8261
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Prior Sale	Jan 03, 2006 · Amount on Record
Deed Doc Number	201647433
Deed Book / Page	2125 / 1241
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	41 SPEARS CT, ELGIN, SC 29045-8261
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026031192
Date	Mar 30, 2021
Book Page	2603/1192
Instrument	2021020310

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,621.00 (+13.75%)	$148,600 (+2,775.39%)	$233,600 (+80.8%) Land $34,000 Building $199,600
2023	$1,425.00 (+1.35%)	$5,168 (-0.04%)	$129,200 (-)
2021	$1,406.00	$5,170	$129,200 Land $24,000 Building $105,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of South Carolina
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`25810-02-25`
Alternative APNs	`R25810-02-25` `01805755`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,621 sqft Heated Area
Gross Area	2,049 sqft Gross Area
1st Floor	711 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,346 sqft (0.145 acres)
Parking Spaces	1 Parking Spaces
Garage Area	242 sqft Garage
Porch Area	186 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01805755
Street Address	41 SPEARS CT
City	ELGIN
State	SC
Zip	29045-8261
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 77 37.8X105.9X50.8X135X11.5 #SU SPEARS CREEK VILLAGE PH I #PR RB970-3129
Legal Subdivision	SPEARS CREEK VILLAGE
Legal Lot Number	37,77
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	1
Census Block	1003
Census Tract	11414