Richland County property record for 21 Spears Ct, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,666 sqft Heated Area |
| Lot Size | 4,413 sqft (0.101 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $148,000 (2018) |
| Tax Bill | $1,800.00 (2025) |
Source: Richland County records · APN 25810-02-20
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 SPEARS CT, ELGIN, SC 29045-8261 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU |
| Aug 23, 2018 | Grant Deed, Transfer · Conventional Mortgage STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Prior Sale | Jul 10, 2008 · Amount on Record |
| Deed Doc Number | 201861267 |
| Deed Book / Page | 2329 / 3543 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 21 SPEARS CT, ELGIN, SC 29045-8261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026863401 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2686/3401 |
| Instrument | 2021075760 |
| Name | CAPTIAL CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 21 SPEARS CT, ELGIN, SC 29045-8261 |
| Document Number | 2498/3039 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 21 SPEARS CT ELGIN SC 290458261, ELGIN, SC 29045-8261 |
| Document Number | 2498/3039 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 002498/003039 |
| Instrument | 28086 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 14, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 23, 2018 |
| Property Address | 21 SPEARS CT, ELGIN, SC 29045-8261 |
| Document Number | 2329/3543 |
| Book / Page | 002329 / 003543 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 61267 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 21 SPEARS CT ELGIN SC 290458261, ELGIN, SC 29045-8261 |
| Document Number | 2329/3546 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 002329/003546 |
| Instrument | 61268 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 22, 2028 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+14%) | $170,200 (+2,775%) | $219,800 (+48.51%) Land $34,000 Building $185,800 |
| 2023 | $1,579.00 (+1.02%) | $5,920 (-) | $148,000 (-) |
| 2021 | $1,563.00 | $5,920 | $148,000 Land $24,000 Building $124,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25810-02-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,666 sqft Heated Area |
| Gross Area | 2,105 sqft Gross Area |
| 1st Floor | 730 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,413 sqft (0.101 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 186 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 01805700 |
|---|---|
| Street Address | 21 SPEARS CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8261 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 82 45.1X80.1X45.1X80.3 #SU SPEARS CREEK VILLAGE PH I #PR RB970-3129 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 45,82 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
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