37 Spears Ct, Elgin, SC 29045 Property Records

Richland County property record for 37 Spears Ct, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage1,807 sqft Heated Area
Lot Size5,199 sqft (0.119 acres)
Garage253 sqft
Last Sale$222,000 (2022)
Tax Bill$7,910.00 (2025)

Owner

Source: Richland County records · APN 25810-02-24

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address37 SPEARS CT, ELGIN, SC 29045-8261
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
BROKER SOLUTIONS INC
Aug 16, 2022Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
BROKER SOLUTIONS INC
Aug 16, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleSep 04, 2007 · Amount on Record
Deed Doc Number202246312
Deed Book / Page2771 / 613
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address37 SPEARS CT, ELGIN, SC 29045-8261
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027710634
DateAug 16, 2022
Book Page2771/634
Instrument2022046314
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Address97780
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term120 Months
DueAug 15, 2032

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address37 SPEARS CT, ELGIN, SC 29045-8261
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027711535
DateAug 16, 2022
Book Page2771/1535
Instrument2022046465
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term120 Months
DueAug 15, 2032

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateAug 16, 2022
Property Address37 SPEARS CT, ELGIN, SC 29045-8261
Document Number0027710613
Book / Page2771 / 613
Map ReferenceMB 970 PG 3129
Instrument DateAug 08, 2022
Instrument2022046312
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$577.20
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address37 SPEARS CT, ELGIN, SC 29045-8261

Mortgage

Document Number2022046313
DateAug 16, 2022
Instrument2022046313
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Mortgage

Document Number0027711517
DateAug 16, 2022
Book Page2771/1517
Instrument2022046464
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,910.00 (+2.55%)$233,500 (+4,072.62%) Land $34,000 Building $199,500$233,500 (+66.9%) Land $34,000 Building $199,500
2023$7,713.00 (+415.57%)$5,596 (-0.07%)$139,900 (-)
2021$1,496.00$5,600$139,900 Land $24,000 Building $115,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN25810-02-24
Alternative APNs
  • R25810-02-24
  • 01805746

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,807 sqft Heated Area
Gross Area2,210 sqft Gross Area
1st Floor777 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,199 sqft (0.119 acres)
Parking Spaces1 Parking Spaces
Garage Area253 sqft Garage
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number01805746
Street Address37 SPEARS CT
CityELGIN
StateSC
Zip29045-8261
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 78 28.4X97.9X61.9X105.9 #SU SPEARS CREEK VILLAGE PH I #PR RB970-3129
Legal SubdivisionSPEARS CREEK VILLAGE
Legal Lot Number28,78
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup1
Census Block1003
Census Tract11414

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