41 Ross Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 41 Ross Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1942
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Oct 2002)
Tax Bill	$990 (2025)
Deeds & Mortgages	Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`028-40-05-158.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-05-158.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,156 sqft Finished Area
Gross Area	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Stone
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	260 ft deep x 54 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	41 ROSS AVE
City	FT MITCHELL
State	KY
Zip	41017-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARPENTER & SANDFORD PT TRACT 3 S 54.2' LOT 3
Legal Subdivision	CARPENTER & SANDFORD
Legal Tract	3
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 ROSS AVE, FT MITCHELL, KY 41017-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2002 · Amount on Record
Deed Sale	Oct 25, 2002 · Amount on Record
Record Updated	Oct 29, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	41 ROSS AVE, FT MITCHELL, KY 41017-2928
Document Number	0000000218
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 ROSS AVE FORT MITCHELL KY 410172928, FORT MITCHELL, KY 41017-2928

Mortgage

Document Number	0000000218
Date	Apr 23, 2018
Book Page	0C6395/000169
Instrument	218

Lender

Name	DLJ MTG CAP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,900 (-) Land $65,000 Building $199,900	$264,900 (-) Land $65,000 Building $199,900
2025	$990.00 (-8.16%)	$264,900 (-) Land $65,000 Building $199,900	$264,900 (-) Land $65,000 Building $199,900
2023	$1,078.00	$264,900 Land $65,000 Building $199,900	$264,900 Land $65,000 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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