Kenton County property record for 34 Ross Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,536 sqft · built 1964 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Aug 2006) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-05-162.00 |
| Primary APN | 028-40-05-162.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Finished Area |
| Gross Area | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 34 ROSS AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOS C DRESSMAN LOTS 3-4 RESUB OF CARPENTER & SANDFORD LOT 5 |
| Legal Subdivision | DRESSMANN JOS C |
| Legal Lot Number | 3-4 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 64700 |
34 Ross Ave is owned and occupied by two individuals who bought it in August 2006.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2006 · Amount on File |
| Deed Sale | Aug 15, 2006 · Amount on File |
| Deed Document Number | 200608 15 059 00043 |
| Deed Book / Page | 3109 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900020 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 225/754 |
| Instrument | 21060405900020 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 34 ROSS AVE, FT MITCHELL, KY 41017-2939 |
| Document Number | 0000000183 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | SOLIDIFI US INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 34 ROSS AVE FORT MITCHELL KY 410172939, FORT MITCHELL, KY 41017-2939 |
| Document Number | 0000000183 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 006327/000348 |
| Instrument | 183 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 34 Ross Ave was $1,213.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,500 (-) Land $60,000 Building $264,500 | $324,500 (-) Land $60,000 Building $264,500 | |
| 2025 | $1,213.00 | $324,500 Land $60,000 Building $264,500 | $324,500 Land $60,000 Building $264,500 |
| 2023 | $1,320.00 | $324,500 Land $60,000 Building $264,500 | $324,500 Land $60,000 Building $264,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Ross Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 34 Ross Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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