40 Ross Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 40 Ross Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,294 sqft · built 1952
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Feb 2002)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-05-161.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-05-161.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,294 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40 ROSS AVE
City	FT MITCHELL
State	KY
Zip	41017-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOS C DRESSMAN LOT 1 RESUB OF CARPENTER & SANDFORD LOT 5
Legal Subdivision	DRESSMANN JOS C
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 ROSS AVE, FT MITCHELL, KY 41017-2939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 7, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2002 · Amount on Record
Deed Sale	Feb 20, 2002 · Amount on Record
Prior Sale	Aug 12, 1997 · Amount on Record
Last Transfer Date	Sep 21, 2010
Transfer Doc	0005900243
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	40 ROSS AVE, FT MITCHELL, KY 41017-2939
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900226
Date	May 26, 2021
Book Page	220/817
Instrument	21052605900226

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	40 ROSS AVE, FT MITCHELL, KY 41017-2939
Document Number	0000000197
Book / Page	0C6145 / 000330
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 ROSS AVE FORT MITCHELL KY 410172939, FORT MITCHELL, KY 41017-2939

Mortgage

Document Number	0000000197
Date	Apr 27, 2017
Book Page	0C6145/000330
Instrument	197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2032

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,900 (-) Land $60,000 Building $334,900	$394,900 (-) Land $60,000 Building $334,900
2025	$1,476.00 (-8.15%)	$394,900 (-) Land $60,000 Building $334,900	$394,900 (-) Land $60,000 Building $334,900
2023	$1,607.00	$394,900 Land $60,000 Building $334,900	$394,900 Land $60,000 Building $334,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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