41 Ridgecrest Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 41 Ridgecrest Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,786 sqft · built 2002
Lot Size	0.358 acres (15,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$387,000 (Jun 2016)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`721-10941-000`

Property Details

APN / Parcel Number

Primary APN	`721-10941-000`
Alternative APN	`25577`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,786 sqft Living Area
Gross Area	4,374 sqft
1st Floor Area	1,693 sqft
Upper Floors Area	2,093 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	15,624 sqft (0.358 acres)
Garage Type	Attached
Garage Area	588 sqft
Driveway	Concrete Driveway
Driveway Area	4,160 sqft

Exterior Amenities

Pool Area	106 sqft
Porch	Open Porch
Porch Area	780 sqft
Patio Area	396 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25577
Street Address	41 RIDGECREST DR
City	CABOT
State	AR
Zip	72023-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05N
Legal Section	34
Legal Subdivision	GREYSTONE
Legal Block	1
Legal Lot Number	141-1
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	1
Census Block	1042
Census Tract	20105

Owner

Source: Lonoke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 RIDGECREST DR, CABOT, AR 72023-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit ARKANSAS FCU
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTTRUST HOME LOANS INC
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST AR BK&TR
Sep 30, 2017	Loan Modification, Mortgage · Conventional with PMI BOBBY G JR & JENNIFER THOMAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Prior Sale	Nov 2, 2000 · Amount on Record
Deed Book / Page	2016 / 5986
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	41 RIDGECREST DR, CABOT, AR 72023-9329
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017119
Date	Dec 22, 2021
Book Page	2021/17119
Instrument	2021-17119

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	41 RIDGECREST DR, CABOT, AR 72023-9329
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005862
Date	May 5, 2021
Book Page	2021/5862
Instrument	2021-05862

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company
Address	SHERIDAN, AR 72150

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	41 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000006199
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

Mortgage

Document Number	0000006199
Date	Jun 27, 2019
Instrument	6199

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	SHERWOOD, AR 72124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	41 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000009684
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009684
Date	Oct 2, 2017
Instrument	9684

Lender

Name	BOBBY G JR & JENNIFER THOMAS

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,956.00 (+11.22%) Homeowner's exemption	$97,370 (-) Land $12,000 Building $85,370	$486,850 (-) Land $60,000 Building $426,850
2024	$4,456.00 (-1.66%)
2023	$4,531.00 Homeowner's exemption	$97,370 Land $12,000 Building $85,370	$486,850 Land $60,000 Building $426,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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