37 Ridgecrest Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 37 Ridgecrest Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,813 sqft · built 2001
Lot Size	0.304 acres (13,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2023)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`721-10943-000`

Property Details

APN / Parcel Number

Primary APN	`721-10943-000`
Alternative APN	`25579`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,813 sqft Living Area
Gross Area	3,513 sqft
1st Floor Area	2,813 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	13,275 sqft (0.304 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Concrete Driveway
Driveway Area	1,593 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	865 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	37 RIDGECREST DR
City	CABOT
State	AR
Zip	72023-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05N
Legal Section	34
Legal Subdivision	GREYSTONE
Legal Block	1
Legal Lot Number	143
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	1
Census Block	1042
Census Tract	20105

Owner

Source: Lonoke County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 RIDGECREST DR, CABOT, AR 72023-9329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 20, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage LENDSURE MTG
Jun 20, 2018	Quit Claim Deed, Transfer LENDERS TITLE COMPANY, LENDERS TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Prior Sale	Aug 6, 2001
Deed Document Number	20236783
Prior Transfer Date	Jun 12, 2018
Prior Transfer Doc	0000005878
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Oct 6, 2026
Property Address	37 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000010612
Instrument Date	Sep 30, 2026
Instrument	202610612
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RIDGECREST DR, CABOT, AR 72023-9329

Mortgage

Document Number	0000010612,
Date	Oct 6, 2026
Instrument	202610612

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 3, 2023
Property Address	37 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000006783
Book / Page	2023 / 6783
Instrument Date	Jul 20, 2023
Instrument	2023-06783
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 1 2 HELIOTROPE AVE, CORONA DEL MAR, CA 92625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RIDGECREST DR, CABOT, AR 72023-9329

Mortgage

Document Number	0202306784
Date	Aug 3, 2023
Instrument	2023-06784

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	10.5%

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 20, 2018
Property Address	37 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000005878
Instrument Date	Jun 12, 2018
Instrument	5878
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

Mortgage

Document Number	5879
Date	Jun 20, 2018
Instrument	5879

Lender

Name	LENDSURE MTG
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	7%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 20, 2018
Property Address	37 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000005877
Instrument Date	Jun 8, 2018
Instrument	5877
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00	$69,740 (-) Land $6,000 Building $63,740	$348,700 (-) Land $30,000 Building $318,700
2024	$3,549.00
2023	$3,549.00 (+15.45%) Homeowner's exemption	$69,740 (-) Land $6,000 Building $63,740	$348,700 (-) Land $30,000 Building $318,700
2022	$3,074.00 Homeowner's exemption	$69,740 Land $6,000 Building $63,740	$348,700 Land $30,000 Building $318,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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