25 Ridgecrest Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 25 Ridgecrest Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,769 sqft · built 2020
Lot Size	0.335 acres (14,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,450 (Jun 2026)
Tax Bill	$3,396 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`721-10949-000`

Property Details

APN / Parcel Number

Primary APN	`721-10949-000`
Alternative APN	`25585`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,769 sqft Living Area
Gross Area	4,445 sqft
1st Floor Area	2,869 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	14,598 sqft (0.335 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Concrete Driveway
Driveway Area	1,105 sqft
Porch	Open Porch
Deck Area	286 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	25 RIDGECREST DR
City	CABOT
State	AR
Zip	72023-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05N
Legal Section	34
Legal Subdivision	GREYSTONE
Legal Block	1
Legal Lot Number	149
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	1
Census Block	1042
Census Tract	20105

Owner

Source: Lonoke County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 98, CABOT, AR 72023-0098
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 13, 2021	Warranty Deed, Transfer WACO TITLE COMPANY CABOT
Aug 20, 2020	Loan Modification, Mortgage NOT AVAILABLE
Nov 26, 2019	Deed of Trust, Construction Loan · Line of Credit CENTENNIAL BK
Jul 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	20265714
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	0000000627
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jun 2, 2026
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000005714
Instrument Date	May 22, 2026
Instrument	20265714
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,131.59
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005715,
Date	Jun 2, 2026
Instrument	20265715

Lender

Name	FIRSTTRUST HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014252
Date	Dec 9, 2020
Book Page	2020/14252
Instrument	2020-14252

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 4, 2020
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000014049
Book / Page	2020 / 14049
Instrument Date	Nov 30, 2020
Instrument	2020-14049
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	WACO TITLE COMPANY CABOT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RIDGECREST DR, 25, CABOT, AR 72023-9329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Investor	Possibly a Property Investor

Mortgage

Document Number	0202014050
Date	Dec 4, 2020
Instrument	2020-14050

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 13, 2021
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000000627
Book / Page	2021 / 627
Instrument Date	Nov 30, 2020
Instrument	2021-00627
Transaction Type	Transfer
Record Updated	Jun 24, 2026
Title Company	WACO TITLE COMPANY CABOT

Transaction

Amount	Amount Recorded
Tax	$1,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RIDGECREST DR, CABOT, AR 72023-9329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Investor	Possibly a Property Investor

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000011359
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 HICKORY BEND DR CABOT AR 720238183, CABOT, AR 72023-8183

November 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Nov 26, 2019
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000011981
Instrument Date	Nov 19, 2019
Instrument	11981
Transaction Type	Construction Loan
Record Updated	Nov 2, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	69 HICKORY BEND DR CABOT AR 720238183, CABOT, AR 72023-8183

Mortgage

Document Number	0000011981
Date	Nov 26, 2019
Instrument	11981

Lender

Name	CENTENNIAL BK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 22, 2019
Property Address	25 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000007078
Instrument Date	Jul 17, 2019
Instrument	7078
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 MAGNESS CREEK DR CABOT AR 720238773, CABOT, AR 72023-8773

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,396.00 (+17.27%) Homeowner's exemption	$66,720 (-) Land $6,000 Building $60,720	$333,600 (-) Land $30,000 Building $303,600
2024	$2,896.00 (-2.52%)
2023	$2,971.00 Homeowner's exemption	$66,720 Land $6,000 Building $60,720	$333,600 Land $30,000 Building $303,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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