41 Pinnacles Cir, Sacramento, CA 95835 Property Records

Sacramento County property record for 41 Pinnacles Cir, Sacramento, CA 95835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,305 sqft · built 2001
Lot Size	0.11 acres (4,788 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Jul 2019)
Tax Bill	$6,753 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jul 2023 Mortgage + 6 more
Flood Zone	Zone A99 (high risk)
APN	`225-1470-046-0000`

Property Details

APN / Parcel Number

Primary APN	`225-1470-046-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,305 sqft Living Area
1st Floor Area	1,189 sqft
2nd Floor Area	1,116 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,788 sqft (0.11 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41 PINNACLES CIR
City	SACRAMENTO
State	CA
Zip	95835-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A-PUD
Legal Description	NORTHPOINTE PARK VLG 06, LOT 46
Legal Subdivision	NORTHPOINTE PARK VLG 06
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3005
Census Tract	7106

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 22, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Apr 1, 2025	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 16, 2019	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LNDG
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 30, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Book / Page	20190716 / 1512
Prior Transfer Date	Nov 27, 2009
Prior Transfer Doc	0000000697
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	0000000047
Date	Apr 18, 2022
Instrument	2022041800047

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	0000000791
Date	Jul 18, 2023
Instrument	202307180791

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	0000000778
Date	May 22, 2024
Instrument	202405220778

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	0000001283
Date	Apr 1, 2025
Instrument	202504011283

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 13, 2026
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Document Number	2026001070
Book / Page	20260513 / 1070
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	2026001070,
Date	May 13, 2026
Book Page	20260513/1070

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 16, 2019
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Document Number	1907161512
Instrument Date	Jul 12, 2019
Instrument	1907161512
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 PINNACLES CIR SACRAMENTO CA 958351270, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	1907161513
Date	Jul 16, 2019
Instrument	1907161513

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Document Number	1903280824
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PINNACLES CIR SACRAMENTO CA 958351270, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	1903280824
Date	Mar 28, 2019
Instrument	1903280824

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 30, 2017
Property Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270
Document Number	1300000000936
Book / Page	20170130 / 0936
Map Reference	MB 273 PG 9
Instrument Date	Jan 3, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41 PINNACLES CIR, SACRAMENTO, CA 95835-1270

Mortgage

Document Number	201701300937
Date	Jan 30, 2017
Instrument	20170130/0937

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,862 (+2%) Land $139,437 Building $361,425
2025	$6,753.00 (-3.56%)	$491,042 (+4.04%) Land $136,703 Building $354,339
2024	$7,002.00 (+4.65%)
2023	$6,691.00 (+1.44%)	$471,977 Land $131,396 Building $340,581
2022	$6,596.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 368 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	3 (2012–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: DigitalPath.

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