Middlesex County and Lowell City property record for 41 Oak St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,639 sqft · built 1880 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,818 (2026) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | Z00085 |
| Primary APN | Z00085 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,639 sqft Living Area |
| Gross Area | 3,003 sqft |
| 1st Floor Area | 1,069 sqft |
| Basement Area | 1,069 sqft |
| Unfinished Basement | 1,069 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | Z00085 |
|---|---|
| Street Address | 41 OAK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 4375 |
| Legal Lot Number | 41 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 312501 |
41 Oak St is owner-occupied and held in a trust since August 2021.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 41 OAK ST, LOWELL, MA 01852-2734 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 10, 2021 |
| Transfer Doc | 36403-217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 19, 2021 |
| Property Address | 41 OAK ST, LOWELL, MA 01852-2734 |
| Document Number | 36403-217 |
| Book / Page | 36403 / 217 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 61338 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 OAK ST, LOWELL, MA 01852-2734 |
The 2026 property tax bill for 41 Oak St was $4,818, up 9.1% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,818.00 (+9.05%) | $424,500 (+10.32%) Land $155,300 Building $269,200 | $459,430 (+2.03%) |
| 2025 | $4,418.00 (-0.61%) | $384,800 (+3.11%) Land $135,500 Building $249,300 | $450,300 (+8.34%) |
| 2024 | $4,445.00 (+7.89%) | $373,200 (+12.51%) Land $138,300 Building $234,900 | $415,625 |
| 2023 | $4,120.00 | $331,700 Land $115,700 Building $216,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 41 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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