Middlesex County and Lowell City property record for 49 Oak St, Lowell, MA 01852
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 4 ba · 3,867 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $368,501 (Dec 2019) |
| Tax Bill | $7,817 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G18780 |
| Primary APN | G18780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,867 sqft Living Area |
| Gross Area | 5,785 sqft |
| 1st Floor Area | 1,514 sqft |
| Basement Area | 1,514 sqft |
| Unfinished Basement | 1,514 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | G18780 |
|---|---|
| Street Address | 49 OAK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2789 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TTF |
| Legal Block | 4375 |
| Legal Lot Number | 49 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 312501 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7 WARD HILL ROAD EXT, WESTFORD, MA 01886-2229 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage ROCKLAND TRUST CO |
| Dec 23, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Aug 11, 1983 · Amount on Record |
| Deed Document Number | 201958211 |
| Deed Book / Page | 33691 / 149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 49 OAK ST, LOWELL, MA 01852-2789 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00039465-8 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 39465/8 |
| Instrument | 26103 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 23, 2019 |
| Property Address | 49 OAK ST, LOWELL, MA 01852-2789 |
| Document Number | 33691-149 |
| Book / Page | 33691 / 149 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 58211 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 WARD HILL ROAD EXT, WESTFORD, MA 01886-2229 |
| Document Number | 58212 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 58212 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,817.00 (+42.57%) | $688,700 (+44.2%) Land $150,500 Building $538,200 |
| 2025 | $5,483.00 (-0.42%) | $477,600 (+3.31%) Land $131,300 Building $346,300 |
| 2024 | $5,506.00 (+1.57%) | $462,300 (+5.91%) Land $134,000 Building $328,300 |
| 2023 | $5,421.00 | $436,500 Land $112,200 Building $324,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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