17 Oak St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 17 Oak St, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 832 sqft · built 1930
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Feb 2017)
Tax Bill	$4,200 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W02200`

Property Details

APN / Parcel Number

Primary APN	`W02200`
Alternative APNs	`LOWE M:201 B:4375 L:17` `M:000201 T:W02200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,603 sqft
1st Floor Area	462 sqft
Basement Area	462 sqft
Unfinished Basement	462 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	W02200
Street Address	17 OAK ST
City	LOWELL
State	MA
Zip	01852-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TTF
Legal Subdivision	THOMAS & JOHN NESMITH
Legal Block	4375
Legal Lot Number	17
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3018
Census Tract	312501

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17 OAK ST, LOWELL, MA 01852-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2017 · Amount on Record
Deed Sale	Feb 6, 2017 · Amount on Record
Prior Sale	Mar 30, 2012 · Amount on Record
Deed Book / Page	30893 / 109
Transfer Doc	030893-109
Record Updated	Oct 29, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Feb 6, 2017
Property Address	17 OAK ST, LOWELL, MA 01852-2716
Document Number	30893-109
Book / Page	030893 / 000109
Instrument Date	Feb 6, 2017
Instrument	5509
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$706.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 OAK ST LOWELL MA 018522716, LOWELL, MA 01852-2716

Mortgage

Document Number	30893-112
Date	Feb 6, 2017
Book Page	030893/000112
Instrument	5510

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,200.00 (+9.46%)	$370,000 (+10.71%) Land $159,200 Building $210,800	$385,192 (+4.23%)
2025	$3,837.00 (-1.08%)	$334,200 (+2.61%) Land $138,900 Building $195,300	$369,550 (+6.87%)
2024	$3,879.00 (+8.44%)	$325,700 (+13.09%) Land $141,700 Building $184,000	$345,800
2023	$3,577.00	$288,000 Land $118,700 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880