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41 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 41 Mutiny Pl, Key Largo, FL 33037 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage2,345 sqft Living Area
Lot Size8,500 sqft (0.195 acres)
OccupancyOwner Occupied
Last Sale$2,577,400 (2026)
Tax Bill$14,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN00496131-006600
Alternative APNs
  • 31613900496131006600
  • 1612961

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,345 sqft Living Area
Gross Area3,171 sqft Gross Area
1st Floor1,711 sqft 1st Floor
Stories3 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2010
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area8,500 sqft (0.195 acres)
Garage TypeAttached Garage
Garage Area826 sqft Garage
Patio Area224 sqft Patio
Porch Area1,055 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1612961
Street Address41 MUTINY PL
CityKEY LARGO
StateFL
Zip33037-2326
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 3 LOT 22 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR823-402 OR963-208 OR1009-1495 OR1200-1147 OR1409-284 OR1409-2085 OR1409-2086 OR1501-2353 OR1558-1741 OR1781-478 OR1781-480 OR3180-1356 OR3186-0530 OR3192-1721
Legal Range39E
Legal Township61S
Legal Section31
Legal SubdivisionBUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block3
Legal Lot Number22
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2024
Census Tract970600

Owner

Source: Monroe County records · APN 00496131-006600

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 MUTINY PL, KEY LARGO, FL 33037-2326
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE CORPORATION
Aug 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
A&D MORTGAGE LLC
Sep 02, 2022Warranty Deed, Transfer
ATTORNEY
Jun 21, 2022Warranty Deed, Transfer · Line of Credit
FRANKLIN MORTGAGE HOLDINGS INC
Jul 27, 2022Re-recorded Document
A-1 TITLE SERVICES LLC, A&A TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleJul 27, 2022 · Amount on Record
Deed Doc Number20262552555
Deed Book / Page3392 / 2491
Prior Transfer DateSep 02, 2022
Prior Transfer Doc0031921721
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 21, 2026
Property Address41 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0002552555
Book / Page3392 / 2491
Instrument DateJul 20, 2026
Instrument20262552555
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyCORAL REEF TITLE COMPANY, CORAL REEF TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,822,221.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number0002552556,
DateJul 21, 2026
Instrument20262552556
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address41 MUTINY PL, KEY LARGO, FL 33037-2326
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address11898 SW 74TH TER, MIAMI, FL 33183-3710

Mortgage

Document Number0031920254
DateAug 30, 2022
Book Page3192/254
Instrument2389734
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressHOLLYWOOD, FL 33020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 02, 2022
Property Address41 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0031921721
Book / Page3192 / 1721
Map ReferenceMB 7 PG 6
Instrument DateSep 02, 2022
Instrument2390200
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11898 SW 74TH TER, 11898, MIAMI, FL 33183-3710

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address11898 SW 74TH TER, MIAMI, FL 33183-3710

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 21, 2022
Property Address41 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0031801356
Book / Page3180 / 1356
Map ReferenceMB 7 PG 6
Instrument DateJun 10, 2022
Instrument2380754
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyC AND C TITLE SERVICES LLC, A & A TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3815 MOCKINGBIRD DR, 3815, VERO BEACH, FL 32963-1519

Transferred To (Grantee/Buyer)

NameVerified Name
Address11898 SW 74TH TER, MIAMI, FL 33183-3710

Mortgage

Document Number0031801358
DateJun 21, 2022
Instrument3180/1358
Lender
NameFRANKLIN MORTGAGE HOLDINGS INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 17, 2023

July 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMONROE FL
Recording DateJul 27, 2022
Property Address41 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0031860530
Book / Page3186 / 530
Map ReferenceMB 7 PG 6
Instrument DateJun 10, 2022
Instrument2385310
Record UpdatedAug 26, 2022
Title CompanyA-1 TITLE SERVICES LLC, A&A TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address3815 MOCKINGBIRD DR, 3815, VERO BEACH, FL 32963-1519

Transferred To (Grantee/Buyer)

NameVerified Name
Address11898 SW 74TH TER, MIAMI, FL 33183-3710

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,075.00 (+9.16%)$1,641,589 (-19.66%) Land $1,236,927 Building $404,662$1,641,589 (-19.66%) Land $1,236,927 Building $404,662
2024$12,894.00 (-24.07%)
2023$16,981.00 (+51.7%)$2,043,226 (+33.38%) Land $1,713,618 Building $329,608$2,043,226 (+33.38%) Land $1,713,618 Building $329,608
2022$11,194.00$1,531,830 Land $1,242,378 Building $289,452$1,531,830 Land $1,242,378 Building $289,452

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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