39 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 39 Mutiny Pl, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,404 sqft · built 2024
Lot Size	0.368 acres (16,031 sqft)
Owner	Individual Name on File
Last Sale	$7,300,000 (Oct 2025)
Tax Bill	$5,629 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00496131-006400`

Property Details

APN / Parcel Number

Primary APN	`00496131-006400`
Alternative APNs	`31613900496131006400` `1612944`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	4,404 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Other
Foundation Type	Pile
Roof Type	Reinforced Concrete
Roof Material	Other
Lot Area	16,031 sqft (0.368 acres)
Garage Type	Carport
Carport	Carport
Carport Area	1,748 sqft
Porch	Open Porch
Patio Area	2,043 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1612944
Old Parcel Number	31613900496131006400
Street Address	39 MUTINY PL
City	KEY LARGO
State	FL
Zip	33037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 20 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR823-402 OR1133-2205 OR2983-2319
Legal Range	39E
Legal Township	61S
Legal Section	31
Legal Subdivision	BUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block	3
Legal Lot Number	20
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2024
Census Tract	970600

Owner

Source: Monroe County records · APN 00496131-006400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	39 MUTINY PL # PI, PI, KEY LARGO, FL 33037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage THE FRANK C IPPOLITO REVOCABLE TRUST
Oct 01, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 09, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2025 · Amount on Record
Deed Sale	Oct 01, 2025 · Amount on Record
Prior Sale	Sep 09, 2019 · Amount on Record
Deed Document Number	2517236
Deed Book / Page	3347 / 823
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	39 MUTINY PL, KEY LARGO, FL 33037
Transaction Type	Mortgage
Record Updated	Dec 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7383 NW 36TH ST, MIAMI, FL 33166-6704
Investor	Possibly a Property Investor

Mortgage

Document Number	0031541386
Date	Feb 10, 2022
Book Page	3154/1386
Instrument	2361031

Lender

Name	THE FRANK C IPPOLITO REVOCABLE TRUST
Type	Private Party
Address	1410 SALVADORE CT, MARCO ISLAND, FL 34145

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2023

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 01, 2025
Property Address	39 MUTINY PL, KEY LARGO, FL 33037
Document Number	0033470823
Book / Page	3347 / 823
Map Reference	MB 7 PG 6
Instrument Date	Sep 30, 2025
Instrument	2517236
Transaction Type	Transfer
Record Updated	Dec 08, 2025
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NATL LAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$51,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7383 NW 36TH ST, MIAMI, FL 33166-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MUTINY PL # PI, PI, KEY LARGO, FL 33037

Mortgage

Document Number	0003347826
Date	Oct 01, 2025
Instrument	3347/826

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 09, 2019
Property Address	39 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0029832319
Book / Page	002983 / 002319
Instrument Date	Aug 22, 2019
Instrument	2235851
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7383 NW 36TH ST MIAMI FL 331666704, MIAMI, FL 33166-6704

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,019,744 (+236.89%) Land $1,814,739 Building $2,205,005	$4,019,744 (+236.89%) Land $1,814,739 Building $2,205,005
2024	$5,629.00 (+75.96%)	$1,193,176 (+162.99%) Land $1,156,782 Building $36,394	$1,193,176 (+162.99%) Land $1,156,782 Building $36,394
2023	$3,199.00 (+17.35%)	$453,694 (+24.84%) Land $453,694	$453,694 (+24.84%) Land $453,694
2022	$2,726.00	$363,432 Land $363,432	$363,432 Land $363,432

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 425 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured 532 under condo master policies
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 98 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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