45 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 45 Mutiny Pl, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	2,519 sqft Living Area
Lot Size	24,237 sqft (0.556 acres)
Occupancy	Owner Occupied
Last Sale	$1,400,000 (2019)
Tax Bill	$15,310.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00496131-006700`
Alternative APNs	`31613900496131006700` `1612979`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,519 sqft Living Area
1st Floor	1,987 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Combination Exterior
Foundation Type	Pile Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	24,237 sqft (0.556 acres)
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Area	544 sqft Pool
Fence	Fence
Deck Area	380 sqft Deck
Patio Area	488 sqft Patio
Porch	Open Porch
Porch Area	1,077 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1612979
Old Parcel Number	31613900496131006700
Street Address	45 MUTINY PL
City	KEY LARGO
State	FL
Zip	33037-2326
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 3 LTS 23 & 24 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR823-402 OR955-778 OR1361-1808/09PR OR1393-272AFF
Legal Range	39E
Legal Township	61S
Legal Section	31
Legal Subdivision	BUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block	3
Legal Lot Number	23-24 24
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2024
Census Tract	970600

Owner

Source: Monroe County records · APN 00496131-006700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45 MUTINY PL, KEY LARGO, FL 33037-2326
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jun 26, 2001
Deed Doc Number	2249503
Deed Book / Page	3000 / 1391
Record Refreshed	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 26, 2019
Property Address	45 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0030001391
Book / Page	3000 / 1391
Map Reference	MB 7 PG 6
Instrument Date	Dec 16, 2019
Instrument	2249503
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,800.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2815 NE 27TH ST, 2815, FORT LAUDERDALE, FL 33306-1912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number	0030001393
Date	Dec 26, 2019
Instrument	3000/1393

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,273,846 (+10.5%) Land $1,808,687 Building $465,159	$2,273,846 (+10.5%) Land $1,808,687 Building $465,159
2024	$15,310.00 (+6.85%)
2023	$14,328.00 (+19.31%)	$2,057,824 (+26.54%) Land $1,613,063 Building $444,761	$2,057,824 (+26.54%) Land $1,613,063 Building $444,761
2022	$12,009.00	$1,626,191 Land $1,169,477 Building $456,714	$1,626,191 Land $1,169,477 Building $456,714

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.