41 Lower Creek Rd, Ithaca, NY 14850 Property Records

Tompkins County and Dryden Town property record for 41 Lower Creek Rd, Ithaca, NY 14850

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,589 sqft · built 1840
Lot Size0.311 acres (13,578 sqft)
Owner2 Individual Names on Record
Tax Bill$10,447 (2026)
Deeds & MortgagesNov 2024 Sale & Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN502489 45.-2-5

Property Details

APN / Parcel Number

Primary APN502489 45.-2-5
Alternative APN
  • 248904500000020050000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,589 sqft Living Area
1st Floor Area1,133 sqft
Upper Floors Area456 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,578 sqft (0.311 acres)
Lot Dimensions219 ft deep x 62 ft wide
Garage TypeDetached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address41 LOWER CREEK RD
CityITHACA
StateNY
Zip14850-9131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number5.000
JurisdictionTOMPKINS NY
Township / Civil DivisionDRYDEN
Census Block Group1
Census Block1003
Census Tract1400

Owner

Source: Tompkins County and Dryden Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 LOWER CREEK RD, ITHACA, NY 14850-9131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST PRIORITY MORTGAGE INC
Mar 15, 2019Deed of Trust, Mortgage
BOSTON FIDELITY FIN'L LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 10, 2012
Transfer Doc0593198001
Record UpdatedOct 29, 2026

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTOMPKINS NY
Recording DateNov 6, 2024
Property Address41 LOWER CREEK RD, ITHACA, NY 14850-9131
Document Number0000000484
Instrument DateOct 21, 2024
Instrument2024-10484
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address306 SUNNYSIDE LN, ITHACA, NY 14850

Mortgage

Document Number0000000485
DateNov 6, 2024
Instrument2024-10485
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2054

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOMPKINS NY
Property Address41 LOWER CREEK RD, ITHACA, NY 14850-9131
Document Number0000003051
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address41 LOWER CREEK RD ITHACA NY 148509131, ITHACA, NY 14850-9131

Mortgage

Document Number0000003051
DateMar 29, 2019
Instrument3051
Lender
NameBOSTON FIDELITY FIN'L LLC
Address4411 BEE RIDGE RD # 443, SARASOTA, FL 34233-2514
Agreement
AmountAmount Recorded
Term24 Months
DueMar 28, 2021

Tax Assessment & Valuation

Source: Tompkins County and Dryden Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTompkins County
County SubdivisionDryden Town
Unified School DistrictDryden Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,447.00
2025$375,000 (+113.07%) Land $9,700 Building $365,300$375,000 (+113.07%) Land $9,700 Building $365,300
2023$176,000 Land $9,700 Building $166,300$176,000 Land $9,700 Building $166,300
2019$5,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Dryden Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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