41 Locust Dr, Hanover, PA 17331 Property Records

Adams County property record for 41 Locust Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1980
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,162 (2026)
Deeds & Mortgages	Dec 2008 Mortgage Dec 2014 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08 021-0027-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0027-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	41 LOCUST DR
City	HANOVER
State	PA
Zip	17331-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CONEWAGO HEIGHTS
Legal Lot Number	L-0053
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1019
Census Tract	31000

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 LOCUST DR, HANOVER, PA 17331-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2008	Deed of Trust, Mortgage ADAMS COUNTY NATIONAL BANK
Dec 9, 2014	Deed of Trust, Mortgage · Stand-Alone First Mortgage MEMBERS 1ST FCU
Apr 24, 2007	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 11, 2012	Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	41 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005310/065
Date	Dec 3, 2008
Book Page	5310/065
Instrument	05310_00065

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Nov 25, 2013

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	41 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005990/586
Date	Dec 9, 2014
Book Page	5990/586

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 15, 2024

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	41 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004815/016
Date	Apr 24, 2007
Book Page	4815/016
Instrument	04815_00016

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	RICHMOND, VA 23227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

January 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jan 11, 2012
Property Address	41 LOCUST DR, HANOVER, PA 17331-8943
Document Number	005666/038
Book / Page	5666 / 038
Map Reference	MB1 PG76
Instrument Date	Dec 8, 2011
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LOCUST DR, HANOVER, PA 17331-8943

Mortgage

Document Number	005666/041
Date	Jan 11, 2012
Book Page	5666/041

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,162.00 (+10.25%)	$170,700 (-) Land $35,000 Building $135,700
2024	$3,775.00 (+3.82%)	$170,700 (-) Land $35,000 Building $135,700
2023	$3,636.00	$170,700 Land $35,000 Building $135,700
2010			$170,700 Land $35,000 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber, Verizon.

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