23 Locust Dr, Hanover, PA 17331 Property Records

Adams County property record for 23 Locust Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1984
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$114,000 (Dec 2017)
Tax Bill	$3,842 (2026)
Deeds & Mortgages	Jun 2006 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08 021-0029-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0029-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	23 LOCUST DR
City	HANOVER
State	PA
Zip	17331-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	L-0055
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1019
Census Tract	31000

Owner

23 Locust Dr is owned by a company that bought it in December 2017.

Source: Adams County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	23 LOCUST DR, LITTLESTOWN, PA 17340-9710
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Mar 31, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Dec 11, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Prior Sale	Feb 4, 2002 · Amount on File
Deed Book / Page	6332 / 256
Record Updated	Jun 8, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	23 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004458/246
Date	Jun 16, 2006
Book Page	4458/246
Instrument	04458_00246

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	HANOVER, PA 17331

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jul 19, 2021

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	23 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006597/233
Date	Mar 31, 2020
Book Page	6597/233
Instrument	202000003526

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	23 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006597/238
Date	Mar 31, 2020
Book Page	6597/238
Instrument	202000003527

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	23 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6597/238
Date	Mar 31, 2020
Book Page	6597/238
Instrument	202000003527

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 30, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	23 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6597/233
Date	Mar 31, 2020
Book Page	6597/233
Instrument	202000003526

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Dec 11, 2017
Property Address	23 LOCUST DR, HANOVER, PA 17331-8943
Document Number	006332/256
Book / Page	6332 / 256
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 LOCUST DR, LITTLESTOWN, PA 17340-9710

Mortgage

Document Number	006332/260
Date	Dec 11, 2017
Book Page	6332/260

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 23 Locust Dr was $3,842.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,842.00	$157,600 Land $35,000 Building $122,600
2024	$3,486.00 (+3.84%)	$157,600 (-) Land $35,000 Building $122,600
2023	$3,357.00	$157,600 Land $35,000 Building $122,600
2010			$157,600 Land $35,000 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Locust Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber, Verizon.

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