15 Locust Dr, Hanover, PA 17331 Property Records

Adams County property record for 15 Locust Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1980
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Oct 2008)
Tax Bill	$5,144 (2026)
Deeds & Mortgages	Nov 2014 Line of Credit Aug 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08 021-0030-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	15 LOCUST DR
City	HANOVER
State	PA
Zip	17331-8943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	L-0056
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1019
Census Tract	31000

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 LOCUST DR, HANOVER, PA 17331-8943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2014	Deed of Trust, Mortgage · Line of Credit ACNB BANK
Aug 19, 2022	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 11, 2022	Intrafamily Transfer, Transfer
Oct 10, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2008 · Amount on Record
Deed Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	20085296_00117
Deed Book / Page	5296 / 117
Record Updated	Jun 8, 2026

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	15 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005984/253
Date	Nov 13, 2014
Book Page	5984/253

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2024

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	15 LOCUST DR, HANOVER, PA 17331-8943
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	COAST TO COAST T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LOCUST DR, HANOVER, PA 17331-8943

Mortgage

Document Number	007003/668
Date	Aug 19, 2022
Book Page	7003/668

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1008 Months
Due	Aug 22, 2106

Interest

Rate Type	Adjustable Rate
Rate	5.51%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.5%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	Mar 11, 2022
Property Address	15 LOCUST DR, HANOVER, PA 17331-8943
Document Number	006936/184
Book / Page	6936 / 184
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 LOCUST DR, HANOVER, PA 17331-8943

October 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Oct 10, 2008
Property Address	15 LOCUST DR, HANOVER, PA 17331-8943
Document Number	005296/117
Book / Page	5296 / 117
Map Reference	MB1 PG76
Instrument Date	Oct 7, 2008
Instrument	05296_00117
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$4,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 AIRPORT RD, HANOVER, PA 17331-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1992 HUNTERSTOWN RD, GETTYSBURG, PA 17325-7525

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,144.00 (+1.82%)	$211,000 (-) Land $35,000 Building $176,000
2025	$5,052.00 (+8.25%)	$211,000 (-) Land $35,000 Building $176,000
2024	$4,667.00 (+3.85%)	$211,000 (-) Land $35,000 Building $176,000
2023	$4,494.00	$211,000 Land $35,000 Building $176,000
2010			$211,000 Land $35,000 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber, Verizon.

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