Monroe County and Rochester City property record for 41 Karnes St, Rochester, NY 14606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,890 sqft · built 1908 |
| Lot Size | 0.117 acres (5,109 sqft) |
| Owner | Company Name on Record |
| Last Sale | $35,000 (Sep 2016) |
| Tax Bill | $1,109 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014470-00.0 |
| Primary APN | 014470-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 945 sqft |
| 2nd Floor Area | 945 sqft |
| Game Room | Game Room |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,109 sqft (0.117 acres) |
| Lot Dimensions | 127 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 184 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 014470-00.0 |
|---|---|
| Street Address | 41 KARNES ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14606-2413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0024.00 207 10 00000 46 LOUIS BAUER SUB |
| Legal Subdivision | LOUIS BAUER SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 65.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2400 |
Source: Monroe County and Rochester City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 202 E RIDGE RD, ROCHESTER, NY 14621-1304 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2016 · Amount on Record |
| Deed Sale | Sep 2, 2016 · Amount on Record |
| Deed Document Number | 2016541 |
| Deed Book / Page | 11749 / 356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 21, 2026 |
| Property Address | 41 KARNES ST, ROCHESTER, NY 14606-2413 |
| Document Number | 0003411007 |
| Book / Page | 31301 / 653 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20263411007 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | INDEPENDENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0003411007, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 31301/653 |
| Instrument | 20263411007 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,109.00 (+14.09%) | ||
| 2025 | $972.00 | $78,800 (+88.07%) Land $6,600 Building $72,200 | $78,800 (+56.1%) Land $6,600 Building $72,200 |
| 2023 | $41,900 Land $4,100 Building $37,800 | $50,482 Land $4,940 Building $45,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures