31 Karnes St, Rochester, NY 14606 Property Records

Monroe County and Rochester City property record for 31 Karnes St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 845 sqft · built 1925
Lot Size	0.117 acres (5,094 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Mar 2024)
Tax Bill	$663 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`014468-00.0`

Property Details

APN / Parcel Number

Primary APN	`014468-00.0`
Alternative APNs	`140010549000030670000000` `261400 105.49-3-67`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	845 sqft Living Area
1st Floor Area	483 sqft
Upper Floors Area	362 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,094 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	014468-00.0
Street Address	31 KARNES ST
City	ROCHESTER
State	NY
Zip	14606-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0024.00 207 10 00000 44 LOUIS BAUER SUB
Legal Block	3
Legal Lot Number	67.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2004
Census Tract	2400

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 KARNES ST, ROCHESTER, NY 14606-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage ESL FCU
May 4, 2023	Warranty Deed, Transfer FIRST AMERICAN - ROCHESTER ABS, FIRST AMER ROCHESTER ABSTRAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	20241603
Deed Book / Page	12939 / 473
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 29, 2024
Property Address	31 KARNES ST, ROCHESTER, NY 14606-2413
Document Number	0000001603
Book / Page	12939 / 473
Map Reference	LB 6 PG 85
Instrument Date	Mar 19, 2024
Instrument	202403291603
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 KARNES ST, ROCHESTER, NY 14606-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 KARNES ST, ROCHESTER, NY 14606-2413

Mortgage

Document Number	0000001604
Date	Mar 29, 2024
Instrument	202403291604

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 4, 2023
Property Address	31 KARNES ST, ROCHESTER, NY 14606-2413
Document Number	0000000843
Book / Page	12810 / 428
Map Reference	LB 6 PG 85
Instrument Date	Apr 14, 2023
Instrument	202305040843
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	FIRST AMERICAN - ROCHESTER ABS, FIRST AMER ROCHESTER ABSTRAC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 KARNES ST, ROCHESTER, NY 14606-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 KARNES ST, ROCHESTER, NY 14606-2413

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$663.00 (-18.85%)
2025	$817.00	$70,900 (+136.33%) Land $6,600 Building $64,300	$70,900 (+96.15%) Land $6,600 Building $64,300
2023		$30,000 Land $4,100 Building $25,900	$36,145 Land $4,940 Building $31,205

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Karnes St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures