48 Karnes St, Rochester, NY 14606 Property Records

Monroe County and Rochester City property record for 48 Karnes St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (May 2019)
Tax Bill	$643 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014490-00.0`

Property Details

APN / Parcel Number

Primary APN	`014490-00.0`
Alternative APNs	`140010549000030450000000` `261400 105.49-3-45`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
1st Floor Area	666 sqft
2nd Floor Area	594 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	170 sqft
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	014490-00.0
Street Address	48 KARNES ST
City	ROCHESTER
State	NY
Zip	14606-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0024.00 206 10 00000 36 LOUIS BAUER SUB
Legal Subdivision	MAP OF THE L BAUER TRACT
Legal Block	3
Legal Lot Number	45.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	2400

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 95, MOUNT MORRIS, NY 14510-0095
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage TAMBURRINO PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Document Number	20191292
Deed Book / Page	12186 / 54
Prior Transfer Date	May 9, 2014
Prior Transfer Doc	0000000303
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	May 21, 2019
Property Address	48 KARNES ST, ROCHESTER, NY 14606-2414
Document Number	0000001292
Book / Page	012186 / 000054
Instrument Date	May 16, 2019
Instrument	1292
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 95 MOUNT MORRIS NY 145100095, MOUNT MORRIS, NY 14510-0095

Mortgage

Document Number	1293
Date	May 21, 2019
Book Page	028030/000013
Instrument	1293

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 20, 2034

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	48 KARNES ST, ROCHESTER, NY 14606-2414
Document Number	0000000504
Book / Page	027212 / 000309
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 EDGEMERE DR ROCHESTER NY 146121726, ROCHESTER, NY 14612-1726

Mortgage

Document Number	0000000504
Date	Jul 5, 2017
Book Page	027212/000309
Instrument	504

Lender

Name	TAMBURRINO PROPERTIES LLC
Address	PO BOX 828, WEBSTER, NY 14580-0828

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 4, 2020

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$643.00 (-4.46%)
2025	$673.00	$71,900 (+59.78%) Land $6,600 Building $65,300	$71,900 (+32.62%) Land $6,600 Building $65,300
2023		$45,000 Land $4,000 Building $41,000	$54,217 Land $4,819 Building $49,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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