41 Headwaters Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 41 Headwaters Rd, Bluffton, SC 29910

Property Summary

Property Type	Rural Home
Details	1 bd · 1,506 sqft · built 2005
Lot Size	31.4 acres (1,371,704 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R61404500000310000`

Property Details

APN / Parcel Number

Primary APN	`R61404500000310000`
Alternative APN	`11103960`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Building Area	1,506 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	1,371,704 sqft (31.4 acres)
Garage Type	Attached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Deck Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11103960
Old Parcel Number	R61404500000310000
Street Address	41 HEADWATERS RD
City	BLUFFTON
State	SC
Zip	29910-8373
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	9999
Legal Description	LOT 4 HEADWATERS PALMETTO BLUFF PB92 P123 SUBJ TO ROLL BACK TAX LIEN SETTLEMENT
Legal Subdivision	PALMETTO BLUFF S/D
Legal Lot Number	4
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1041
Census Tract	2102

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41 HEADWATERS RD, BLUFFTON, SC 29910-8373
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2016
Deed Sale	Jun 6, 2016
Prior Sale	Mar 8, 2013 · Amount on Record
Deed Document Number	2016028754
Deed Book / Page	3221 / 2186
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	41 HEADWATERS RD, BLUFFTON, SC 29910-8373
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HEADWATERS RD, BLUFFTON, SC 29910-8373

Mortgage

Document Number	0000053462
Date	Dec 1, 2025
Book Page	4487/805
Instrument	2025053462

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	2500 WESTFIELD DR STE 2, ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2055

Interest

Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	41 HEADWATERS RD, BLUFFTON, SC 29910-8373
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013717
Date	Mar 4, 2022
Book Page	4121/2689
Instrument	2022013717

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	41 HEADWATERS RD, BLUFFTON, SC 29910-8373
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014311
Date	Mar 22, 2019
Book Page	3746/0175
Instrument	2019014311

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,777.00 (-92.23%)	$34,420 (-87.06%)
2024	$74,391.00 (+1,187.26%)	$266,064 (-) Land $250,336 Building $15,728	$6,651,600 (-) Land $6,258,400 Building $393,200
2023	$5,779.00 (-33.98%)	$266,064 (+115.9%) Land $250,336 Building $15,728	$6,651,600 (+115.9%) Land $6,258,400 Building $393,200
2022	$8,754.00	$123,236 Land $111,712 Building $11,524	$3,080,900 Land $2,792,800 Building $288,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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