Middlesex County and Reading Town property record for 41 Hancock St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,594 sqft · built 1886 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $525,000 (Jul 2018) |
| Tax Bill | $9,016 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0151.0 |
| Primary APN | READ M:020.0-0000-0151.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Living Area |
| Gross Area | 4,283 sqft |
| Basement Area | 1,278 sqft |
| Unfinished Basement | 1,137 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,149 sqft (0.233 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 700000000390 |
|---|---|
| Street Address | 41 HANCOCK ST |
| City | READING |
| State | MA |
| Zip | 01867-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town assessment roll, APN READ M:020.0-0000-0151.0, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 41 HANCOCK ST, READING, MA 01867-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Sep 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO |
| Jul 13, 2018 | Quit Claim Deed, Transfer · Conventional with PMI EVOLVE B |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Deed Book / Page | 71314 / 349 |
| Last Transfer Date | Aug 03, 2023 |
| Transfer Doc | 082025-418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 41 HANCOCK ST, READING, MA 01867-2321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077273-336 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 77273/336 |
| Instrument | 61708 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 22, 2023 |
| Property Address | 41 HANCOCK ST, READING, MA 01867-2321 |
| Document Number | 082025-418 |
| Book / Page | 82025 / 418 |
| Instrument Date | Aug 03, 2023 |
| Instrument | 107489 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 HANCOCK ST, READING, MA 01867-2321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 41 HANCOCK ST, READING, MA 01867-2321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73359-422 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 73359/422 |
| Instrument | 148031 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 13, 2018 |
| Property Address | 41 HANCOCK ST, READING, MA 01867-2321 |
| Document Number | 71314-349 |
| Book / Page | 071314 / 000349 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 104659 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,394.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 HANCOCK ST READING MA 018672321, READING, MA 01867-2321 |
| Document Number | 71314-352 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 071314/000352 |
| Instrument | 104660 |
| Name | EVOLVE B |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2048 |
Source: Middlesex County and Reading Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,016.00 (-1.16%) | $791,600 (+1.71%) Land $448,300 Building $343,300 | $883,880 (+21.41%) |
| 2024 | $9,122.00 (-1.29%) | $778,300 (+6.04%) Land $440,700 Building $337,600 | $727,985 |
| 2023 | $9,241.00 | $734,000 Land $415,300 Building $318,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173342004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 523 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MA3246000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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