Middlesex County and Reading Town property record for 10 Hancock St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,952 sqft · built 1960 |
| Lot Size | 0.178 acres (7,762 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $900,000 (Mar 2025) |
| Tax Bill | $8,571 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0183.0 |
| Primary APN | READ M:020.0-0000-0183.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,508 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,762 sqft (0.178 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 710000000290 |
|---|---|
| Street Address | 10 HANCOCK ST |
| City | READING |
| State | MA |
| Zip | 01867-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 25, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Nov 3, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage WEBSTER BK |
| Feb 28, 2017 | Quit Claim Deed, Transfer · Conventional with PMI GMH MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Feb 28, 2017 · Amount on Record |
| Deed Document Number | 20251973484 |
| Last Transfer Date | Sep 21, 2026 |
| Transfer Doc | 0002008798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 25, 2026 |
| Property Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 0002008798 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20262008798 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001996131 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 1996131 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 0001861065 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 HANCOCK ST READING MA 018672317, READING, MA 01867-2317 |
| Document Number | 0001861065 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 1861065 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 3, 2017 |
| Property Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 0000074467 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 74467 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 HANCOCK ST READING MA 018672317, READING, MA 01867-2317 |
| Document Number | 74468 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 74468 |
| Name | WEBSTER BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Document Number | 74469, |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 74469 |
| Name | WEBSTER BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Feb 28, 2017 |
| Property Address | 10 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 0001754907 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 1754907 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,257.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 HANCOCK ST READING MA 018672317, READING, MA 01867-2317 |
| Document Number | 1754908 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 1754908 |
| Name | GMH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,571.00 (+3.97%) | $782,000 (+8.04%) Land $451,600 Building $330,000 | $873,659 (+2.97%) |
| 2025 | $8,244.00 (-1.15%) | $723,800 (+1.71%) Land $417,900 Building $305,900 | $848,445 (+13.28%) |
| 2024 | $8,340.00 (-1.18%) | $711,600 (+6.15%) Land $410,900 Building $300,700 | $748,980 |
| 2023 | $8,440.00 | $670,400 Land $387,100 Building $283,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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