Middlesex County and Reading Town property record for 12 Hancock St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,029 sqft · built 1938 |
| Lot Size | 0.099 acres (4,330 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Jun 2024) |
| Tax Bill | $8,144 (2026) |
| Deeds & Mortgages | Jun 2024 Sale & Mortgage Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0182.0 |
| Primary APN | READ M:020.0-0000-0182.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 2,682 sqft |
| Basement Area | 814 sqft |
| Unfinished Basement | 383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,330 sqft (0.099 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 710000000280 |
|---|---|
| Street Address | 12 HANCOCK ST |
| City | READING |
| State | MA |
| Zip | 01867-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 HANCOCK ST, READING, MA 01867-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on Record |
| Deed Sale | Jun 12, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2024 · Amount on Record |
| Deed Document Number | 20241958376 |
| Prior Transfer Date | Jun 6, 2024 |
| Prior Transfer Doc | 082878-402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 12, 2024 |
| Property Address | 12 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 0001958376 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 1958376 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 0000062284 |
|---|---|
| Date | Jun 12, 2024 |
| Instrument | 62284 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 22, 2024 |
| Property Address | 12 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 082592-549 |
| Book / Page | 82592 / 549 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 28462 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 MINUTEMAN LN, WESTFORD, MA 01886-4020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 27, 2018 |
| Property Address | 12 HANCOCK ST, READING, MA 01867-2317 |
| Document Number | 70782-497 |
| Book / Page | 070782 / 000497 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 40377 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 MINUTEMAN LN WESTFORD MA 018864020, WESTFORD, MA 01886-4020 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,144.00 (+3.98%) | $743,100 (+8.07%) Land $462,400 Building $280,700 | $807,925 (+16.93%) |
| 2025 | $7,832.00 (-1.15%) | $687,600 (+1.72%) Land $427,900 Building $259,700 | $690,935 (+0.43%) |
| 2024 | $7,923.00 (-1.21%) | $676,000 (+6.12%) Land $420,700 Building $255,300 | $687,990 |
| 2023 | $8,020.00 | $637,000 Land $396,400 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures