Middlesex County and Old Bridge Township property record for 41 Emerald Ln, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 1,661 sqft · built 1991 |
| Lot Size | 0.052 acres (2,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,700 (Jul 1991) |
| Tax Bill | $8,996 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-16005-0000-00041 |
| Primary APN | 15-16005-0000-00041 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,661 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Frame |
| Lot Area | 2,265 sqft (0.052 acres) |
| Lot Dimensions | 73 ft deep x 31 ft wide |
| Account Number | 12773000 |
|---|---|
| Street Address | 41 EMERALD LN |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 31X73 |
| Legal Subdivision | FOXBOROUGH VILLAGE SEC I-B |
| Legal Block | 16005 |
| Legal Lot Number | 41 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 7804 |
41 Emerald Ln is owned and occupied by two individuals who bought it in July 1991.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 EMERALD LN, OLD BRIDGE, NJ 08857-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 1991 · Amount on File |
| Deed Sale | Jul 11, 1991 · Amount on File |
| Deed Book / Page | 3925 / 581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 41 EMERALD LN, OLD BRIDGE, NJ 08857-3353 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000001089 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 18769/362 |
| Instrument | 2022001089 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 41 EMERALD LN, OLD BRIDGE, NJ 08857-3353 |
| Document Number | 0000033704 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2020 |
| Title Company | COSMOS TITLE AGENCY LLC, COSMOS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 41 EMERALD LN OLD BRIDGE NJ 088573353, OLD BRIDGE, NJ 08857-3353 |
| Document Number | 0000033704 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 017845/000365 |
| Instrument | 33704 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2050 |
The 2025 property tax bill for 41 Emerald Ln was $8,996, up 1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,800 (-) Land $38,200 Building $106,600 | $144,800 (-) Land $38,200 Building $106,600 | |
| 2025 | $8,996.00 (+10.03%) | $144,800 Land $38,200 Building $106,600 | $144,800 Land $38,200 Building $106,600 |
| 2024 | $8,176.00 | ||
| 2023 | $144,800 Land $38,200 Building $106,600 | $144,800 Land $38,200 Building $106,600 | |
| 2022 | $7,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Emerald Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jan 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Emerald Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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