39 Emerald Ln, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 39 Emerald Ln, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	1,661 sqft · built 1991
Lot Size	0.052 acres (2,265 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Jan 2023)
Tax Bill	$8,872 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-16005-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`15-16005-0000-00039`
Alternative APNs	`151600500039` `12771000`

Interior

Stories	2 Stories
Building Area	1,661 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	2,265 sqft (0.052 acres)
Lot Dimensions	73 ft deep x 31 ft wide

Location & Zoning

Account Number	12771000
Street Address	39 EMERALD LN
City	OLD BRIDGE
State	NJ
Zip	08857-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	31X73
Legal Subdivision	FOXBOROUGH VILLAGE SEC 01-B
Legal Block	16005
Legal Lot Number	39
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2012
Census Tract	7804

Owner

39 Emerald Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 EMERALD LN, OLD BRIDGE, NJ 08857-3352
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Prior Sale	Aug 15, 2002 · Amount on File
Deed Document Number	20232299
Deed Book / Page	19127 / 447
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 11, 2023
Property Address	39 EMERALD LN, OLD BRIDGE, NJ 08857-3352
Document Number	0000002299
Book / Page	19127 / 447
Instrument Date	Dec 27, 2022
Instrument	2023002299
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,731.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 MEDFORD CT, MANALAPAN, NJ 07726-5509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 EMERALD LN, OLD BRIDGE, NJ 08857-3352

Mortgage

Document Number	0000002300
Date	Jan 11, 2023
Instrument	2023002300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 39 Emerald Ln was $8,872, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,800 (-) Land $38,200 Building $104,600	$142,800 (-) Land $38,200 Building $104,600
2025	$8,872.00 (+10.03%)	$142,800 Land $38,200 Building $104,600	$142,800 Land $38,200 Building $104,600
2024	$8,063.00
2023		$142,800 Land $38,200 Building $104,600	$142,800 Land $38,200 Building $104,600
2022	$7,558.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 39 Emerald Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jan 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20