Orange County and Cornwall Town property record for 41 Elm St, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,259 sqft · built 1928 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Jan 2023) |
| Tax Bill | $9,923 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 21-8-5 |
| Primary APN | 332489 21-8-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 1,399 sqft |
| 1st Floor Area | 788 sqft |
| Upper Floors Area | 471 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 172 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21-8-5 |
|---|---|
| Street Address | 41 ELM ST |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LTS 7 + 8 SEC F HIGHLAND |
| Legal Subdivision | HIGHLAND VIEW PARK |
| Legal Block | 8 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 ELM ST, CORNWALL, NY 12518-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Oct 11, 2017 | Deed of Trust, Mortgage · Line of Credit HUDSON VLY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Deed Document Number | 202320230006488 |
| Deed Book / Page | 15371 / 235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 41 ELM ST, CORNWALL, NY 12518-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006489 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 15371/240 |
| Instrument | 20230006489 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 41 ELM ST, CORNWALL, NY 12518-1449 |
| Document Number | 0000074393 |
| Book / Page | 014306 / 000204 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 41 ELM ST CORNWALL NY 125181449, CORNWALL, NY 12518-1449 |
| Document Number | 0000074393 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 014306/000204 |
| Instrument | 74393 |
| Name | HUDSON VLY CU |
|---|---|
| Type | Credit Union |
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237,300 (-) Land $78,300 Building $159,000 | $375,400 (+6.71%) | |
| 2024 | $9,923.00 | ||
| 2023 | $237,300 (+15.59%) Land $78,300 Building $159,000 | $351,800 (+29.29%) Land $116,081 Building $235,719 | |
| 2022 | $205,300 Land $78,300 Building $127,000 | $272,100 Land $103,777 Building $168,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2011–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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