Orange County and Cornwall Town property record for 39 Elm St, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,046 sqft · built 2022 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Sep 2022) |
| Tax Bill | $14,585 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 21-8-6.2 |
| Primary APN | 332489 21-8-6.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 871 sqft |
| 2nd Floor Area | 1,175 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21-8-6.2 |
|---|---|
| Street Address | 39 ELM ST |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 8 |
| Legal Lot Number | 6.200 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 ELM ST, CORNWALL, NY 12518-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Mar 3, 2022 | Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Prior Sale | Mar 3, 2022 · Amount on Record |
| Deed Document Number | 202270599 |
| Deed Book / Page | 15316 / 1560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Sep 29, 2022 |
| Property Address | 39 ELM ST, CORNWALL, NY 12518-1449 |
| Document Number | 0000070599 |
| Book / Page | 15316 / 1560 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 20220070599 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2122 47TH ST, ASTORIA, NY 11105-1308 |
| Document Number | 0000070600 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 20220070600 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Mar 3, 2022 |
| Property Address | 39 ELM ST, CORNWALL, NY 12518-1449 |
| Document Number | 0000016215 |
| Book / Page | 15171 / 205 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 20220016215 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 HUDSON ST, CORNWALL ON HUDSON, NY 12520-1511 |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $355,000 (-) Land $24,900 Building $330,100 | $561,500 (+6.69%) | |
| 2024 | $14,585.00 | ||
| 2023 | $355,000 (+1,325.7%) Land $24,900 Building $330,100 | $526,300 (+1,494.85%) Land $36,915 Building $489,385 | |
| 2022 | $24,900 Land $24,900 | $33,000 Land $33,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2011–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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