37 Elm St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 37 Elm St, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,330 sqft · built 1931
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2022)
Tax Bill	$8,969 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332489 21-8-7.2`

Property Details

APN / Parcel Number

Primary APN	`332489 21-8-7.2`
Alternative APNs	`248902100000080072000000` `21-8-7.2` `21-8-7`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	1,491 sqft
1st Floor Area	709 sqft
2nd Floor Area	621 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1968
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	313 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21-8-7
Street Address	37 ELM ST
City	CORNWALL
State	NY
Zip	12518-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 9 & 10 SEC F HIGHLAND
Legal Block	8
Legal Lot Number	7.200
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	4
Census Block	4005
Census Tract	13000

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 ELM ST, CORNWALL, NY 12518-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	202236243
Deed Book / Page	15228 / 1781
Prior Transfer Date	May 29, 2008
Prior Transfer Doc	1267001643
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	May 12, 2022
Property Address	37 ELM ST, CORNWALL, NY 12518-1449
Document Number	0000036243
Book / Page	15228 / 1781
Instrument Date	Apr 19, 2022
Instrument	20220036243
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	171 INDIANA PL # 2L, 2L, BROOKLYN, NY 11234-6906

Mortgage

Document Number	0000036244
Date	May 12, 2022
Instrument	20220036244

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,200 (-) Land $62,300 Building $150,900	$337,200 (+6.68%)
2024	$8,969.00
2023		$213,200 (-) Land $62,300 Building $150,900	$316,100 (+11.85%) Land $92,369 Building $223,731
2022		$213,200 Land $62,300 Building $150,900	$282,600 Land $82,580 Building $200,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2011–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20