Flagler County property record for 41 Elder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,051 sqft · built 1985 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2018) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00530-0100 |
| Primary APN | 07-11-31-7034-00530-0100 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,051 sqft Heated Area |
| Gross Area | 2,730 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 12,110 sqft (0.278 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 41 ELDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 34 BLOCK 00053 LOT 0010 SUBDIVISION COMPLETION YEAR 1982 OR 209 PG 836 OR 485 PG 1109 (RMDRMN CARL N & LOI |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 53 |
| Legal Lot Number | 10 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 ELDER DR, PALM COAST, FL 32164-6254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU |
| Sep 19, 2018 | Warranty Deed, Transfer · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on Record |
| Deed Sale | Sep 19, 2018 · Amount on Record |
| Prior Sale | Sep 21, 1998 |
| Deed Document Number | 2018035531 |
| Deed Book / Page | 2307 / 0092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 ELDER DR, PALM COAST, FL 32164-6254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0025101681 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 2510/1681 |
| Instrument | 2020055145 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 19, 2018 |
| Property Address | 41 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0023070092 |
| Book / Page | 002307 / 000092 |
| Instrument Date | Sep 8, 2018 |
| Instrument | 35531 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | COVENANT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 ELDER DR PALM COAST FL 321646254, PALM COAST, FL 32164-6254 |
| Document Number | 23070094 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 002307/000094 |
| Instrument | 35532 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,195.00 (+5.24%) Homeowner's exemption | $218,972 (+5.99%) | $287,640 (+2.83%) Land $78,500 Building $209,140 |
| 2023 | $3,036.00 (+1.07%) Homeowner's exemption | $206,603 (+3%) | $279,733 (+0.81%) Land $68,000 Building $211,733 |
| 2022 | $3,004.00 Homeowner's exemption | $200,586 | $277,488 Land $72,500 Building $204,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures