Flagler County property record for 36 Elder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,388 sqft · built 2004 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,500 (May 2018) |
| Tax Bill | $4,324 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00540-0050 |
| Primary APN | 07-11-31-7034-00540-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 3,575 sqft |
| 1st Floor Area | 2,388 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 36 ELDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 54 LT 5 OR 453 PG 1555 OR 575 PG 185-BONDZINSKI TRUST OR 903 PG 1521 OR 1269 PG 470 OR 1596 PG 1282 OR 2277/1195 OR 2325/616- FONTNEOT TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 54 |
| Legal Lot Number | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 3, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Dec 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 8, 2018 | Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2018 · Amount on Record |
| Deed Sale | May 8, 2018 · Amount on Record |
| Prior Sale | Jul 12, 2007 · Amount on Record |
| Deed Document Number | 201816825 |
| Deed Book / Page | 2277 / 1195 |
| Last Transfer Date | Nov 20, 2018 |
| Transfer Doc | 0023250616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0026430993 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 2643/993 |
| Instrument | 2021071024 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0024280211 |
| Instrument Date | Mar 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 36 ELDER DR PALM COAST FL 321646253, PALM COAST, FL 32164-6253 |
| Document Number | 0024280211 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 002428/000211 |
| Instrument | 10663 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 17, 2018 |
| Property Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0023250616 |
| Book / Page | 002325 / 000616 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 46929 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 36 ELDER DR PALM COAST FL 321646253, PALM COAST, FL 32164-6253 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 8, 2018 |
| Property Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0022771195 |
| Book / Page | 2277 / 1195 |
| Map Reference | MB11 PG30-49 |
| Instrument Date | May 3, 2018 |
| Instrument | 2018016825 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | COVENANT CLOSING & TITLE SVC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 143 ISLAND ESTATES PKWY, 143, PALM COAST, FL 32137-2206 |
| Name | Verified Name |
|---|---|
| Address | 36 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 2018016826 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 2018016826 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,324.00 (+2.39%) Homeowner's exemption | $281,116 (+5.99%) | $402,772 (+4.86%) Land $65,500 Building $337,272 |
| 2024 | $4,223.00 (+2.45%) | ||
| 2023 | $4,122.00 (+0.86%) Homeowner's exemption | $265,237 (+3%) | $384,114 (+3.92%) Land $57,500 Building $326,614 |
| 2022 | $4,087.00 Homeowner's exemption | $257,511 | $369,634 Land $59,500 Building $310,134 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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