Flagler County property record for 44 Elder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,468 sqft · built 1988 |
| Lot Size | 0.282 acres (12,327 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Nov 2021) |
| Tax Bill | $3,524 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00540-0010 |
| Primary APN | 07-11-31-7034-00540-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,468 sqft Heated Area |
| Gross Area | 2,089 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,327 sqft (0.282 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 44 ELDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BLK 54 LT 1 OR 217 PG 686 OR 478 PG 1642 OR 619/1701-1702-DC&ACM OR 1816/1764 OR 1885/1937-DC OR 2042/607 O |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 54 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 44 ELDER DR, PALM COAST, FL 32164-6253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · Balloon Mortgage PAUL MCLAUGHLIN |
| Sep 18, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Sep 18, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2018 · Amount on Record |
| Deed Document Number | 2021060877 |
| Deed Book / Page | 2624 / 775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 3, 2021 |
| Property Address | 44 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0026240775 |
| Book / Page | 2624 / 775 |
| Map Reference | MB 11 PG 34 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021060877 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | SUN TITLE, SUNCOAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 CEDARVIEW CT, 8, PALM COAST, FL 32137-8948 |
| Name | Verified Name |
|---|---|
| Address | 44 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0002624777 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2624/777 |
| Name | PAUL MCLAUGHLIN |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 18, 2018 |
| Property Address | 44 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0023061702 |
| Book / Page | 002306 / 001702 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 35415 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7161 BISHOP RD #250 PLANO TX 750243651, 250, PLANO, TX 75024-3651 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 18, 2018 |
| Property Address | 44 ELDER DR, PALM COAST, FL 32164-6253 |
| Document Number | 0023061705 |
| Book / Page | 002306 / 001705 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 35416 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 44 ELDER DR PALM COAST FL 321646253, PALM COAST, FL 32164-6253 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,524.00 (+5.07%) Homeowner's exemption | $237,077 (+5.94%) Land $66,500 Building $170,577 | $237,077 (+5.94%) Land $66,500 Building $170,577 |
| 2023 | $3,354.00 (-21.08%) Homeowner's exemption | $223,788 (+0.18%) Land $58,000 Building $165,788 | $223,788 (+0.18%) Land $58,000 Building $165,788 |
| 2022 | $4,250.00 | $223,379 Land $60,000 Building $163,379 | $223,379 Land $60,000 Building $163,379 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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