34 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 34 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1899
Square Footage	2,016 sqft Total Area
Lot Size	10,560 sqft (0.242 acres)
Last Sale	$52,000 (2014)
Tax Bill	$1,737.00 (2025)

Owner

Source: Washington County records · APN 07-004540

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	20 W WASHINGTON ST, 500, HAGERSTOWN, MD 21740-4520
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL
Jan 30, 2020	Grant Deed, Transfer LIMA ONE CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Prior Sale	Jun 24, 2013 · Amount on Record
Deed Book / Page	4745 / 114
Record Refreshed	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 31, 2025
Property Address	34 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number	0077920479
Book / Page	7792 / 479
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 W WASHINGTON ST STE 500, 500, HAGERSTOWN, MD 21740-4520

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 30, 2020
Property Address	34 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number	0061700523
Book / Page	006170 / 000523
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	MADISON SETTLEMENT SERVICES HAGERS, MADISON SETTLEMENT SVCS HAGERS

Transaction

Tax	$0.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	382 S CLEVELAND AVE #1 HAGERSTOWN MD 217405769, 1, HAGERSTOWN, MD 21740-5769

Mortgage

Document Number	61700543
Date	Jan 30, 2020
Book Page	006170/000543

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	201 E MCBEE AVE # 300, GREENVILLE, SC 29601-2884

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,133 (+11.78%)	$235,600 (-) Land $55,100 Building $180,500
2025	$1,737.00 (+17.92%)	$190,667 (+18.38%)	$235,600 (+40.07%) Land $55,100 Building $180,500
2023	$1,473.00	$161,067	$168,200 Land $55,100 Building $113,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-004540`
Alternative APN	`004540`

Interior

Full Baths	2 Baths
Building Area	2,016 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Metal Roof
Lot Area	10,560 sqft (0.242 acres)
Depth X Width	264 ft x 40 ft Depth x Width
Porch Area	299 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Radiant Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	004540
Street Address	34 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783-1604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 40X264 .24 AC 34 E WATER ST
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4048
Census Tract	11301

34 E Water St, Smithsburg, MD 21783 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

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Nearby Streets

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