41 E 4th St, Cookeville, TN 38501 Property Records

Putnam County property record for 41 E 4th St, Cookeville, TN 38501

Property Summary

Property Type	Apartments (5+ Units)
Details	24 ba · 10,794 sqft · built 1962
Lot Size	0.289 acres (12,580 sqft)
Owner	2 Trust Names on File
Last Sale	$725,000 (Feb 2020)
Tax Bill	$8,907 (2022)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071053B G 00100`

Property Details

APN / Parcel Number

Primary APN	`071053B G 00100`
Alternative APN	`053B G 00100`

Interior

Full Baths	24 Baths
Stories	1 Story
Building Area	10,794 sqft Total Area
Upper Floors Area	3,696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Shed Roof
Roof Material	Clay Tile
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	185 ft deep x 68 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	1,540 sqft
Shed	1 Shed
Shed Area	1 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 E 4TH ST
City	COOKEVILLE
State	TN
Zip	38501-2589
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Description	DISTRICT: 01 MARKET SQUARE APTS, COUNTY AREA: B01
Legal Subdivision	C E WILSON SUBDIVISION
Legal Block	B
Legal Lot Number	LIST
Jurisdiction	PUTNAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	500

Owner

41 E 4th St, a residential property, is held in a trust since December 2024.

Source: Putnam County records, as of January 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	342 CHERRY AVE, COOKEVILLE, TN 38501-2525
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage FIRST VOLUNTEER BANK
Dec 6, 2024	Intrafamily Transfer, Transfer
Sep 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 27, 2020	Warranty Deed, Transfer FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	May 16, 2016 · Amount on File
Deed Document Number	2020236812
Deed Book / Page	1179 / 711
Last Transfer Date	Dec 5, 2024
Transfer Doc	0001584148
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	41 E 4TH ST, COOKEVILLE, TN 38501-2589
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CHERRY AVE, COOKEVILLE, TN 38501-2525

Mortgage

Document Number	0000135897
Date	Nov 22, 2021
Book Page	1358/97
Instrument	266081

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2026

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM TN
Recording Date	Dec 6, 2024
Property Address	41 E 4TH ST, COOKEVILLE, TN 38501-2589
Document Number	0001584148
Book / Page	1584 / 148
Instrument Date	Dec 5, 2024
Instrument	305344
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	342 CHERRY AVE, COOKEVILLE, TN 38501-2525

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 25, 2020
Property Address	41 E 4TH ST, COOKEVILLE, TN 38501-2589
Document Number	RB1238158
Book / Page	001238 / 000158
Instrument Date	Sep 25, 2020
Instrument	246436
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 CHERRY AVE COOKEVILLE TN 385012525, COOKEVILLE, TN 38501-2525

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Feb 27, 2020
Property Address	41 E 4TH ST, COOKEVILLE, TN 38501-2589
Document Number	RB1179711
Book / Page	001179 / 000711
Instrument Date	Feb 26, 2020
Instrument	236812
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,683.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 CHERRY AVE COOKEVILLE TN 385012525, COOKEVILLE, TN 38501-2525

Mortgage

Document Number	RB1179713
Date	Feb 27, 2020
Book Page	001179/000713
Instrument	236813

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 26, 2025

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,560 (-) Land $24,000 Building $246,560
2024		$270,560 (-) Land $24,000 Building $246,560
2023		$270,560 Land $24,000 Building $246,560
2022	$8,907.00
2021			$676,400 Land $60,000 Building $616,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 E 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Twin Lakes.

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