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115 E 4th St, Cookeville, TN 38501 Property Records

Putnam County property record for 115 E 4th St, Cookeville, TN 38501

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,848 sqft · built 1935
Lot Size0.233 acres (10,160 sqft)
Owner2 Individual Names on File
Last Sale$107,000 (Oct 1998)
Tax Bill$1,350 (2022)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN071053B F 02500

Property Details

APN / Parcel Number

Primary APN071053B F 02500
Alternative APN
  • 053B F 02500

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,848 sqft Living Area
1st Floor Area924 sqft
Upper Floors Area924 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,160 sqft (0.233 acres)
Lot Dimensions127 ft deep x 80 ft wide
TerrainRolling
PorchEnclosed Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 E 4TH ST
CityCOOKEVILLE
StateTN
Zip38501-2517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHS
Legal DescriptionDISTRICT: 01 LOT 8 & P/O LOT 7, COUNTY AREA: B01
Legal SubdivisionC E WILSON
Legal BlockA
Legal Lot NumberLIST
JurisdictionPUTNAM TN
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract500

Owner

115 E 4th St is owned and occupied by two individuals who bought it in October 1998.

Source: Putnam County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing Address115 E 4TH ST, COOKEVILLE, TN 38501-2517
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 1998 · Amount on File
Deed SaleOct 29, 1998 · Amount on File
Deed Document Number0000040093
Deed Book / Page400 / 93
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address115 E 4TH ST, COOKEVILLE, TN 38501-2517
Document NumberRB120499
Instrument DateJun 3, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 E 4TH ST COOKEVILLE TN 385012517, COOKEVILLE, TN 38501-2517

Mortgage

Document NumberRB120499
DateJun 8, 2020
Book Page001204/000099
Instrument240827
Lender
NameFIRST NAT'L BK/TN
TypeBank
AddressLIVINGSTON, TN 38570
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 7, 2040

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityCookeville City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,000 Land $8,750 Building $32,250
2023$41,000 Land $8,750 Building $32,250
2022$1,350.00
2021$164,000 Land $35,000 Building $129,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2010–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE WATER DEPT
serves 49,711 people · EPA ID TN0000133
Water SourceSurface water
Last State InspectionJan 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, Twin Lakes.

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