505 E 4th St, Cookeville, TN 38501 Property Records

Putnam County property record for 505 E 4th St, Cookeville, TN 38501

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.384 acres (16,720 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Dec 2025)
Tax Bill	$87 (2022)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071053C J 00300`

Property Details

APN / Parcel Number

Primary APN	`071053C J 00300`
Alternative APN	`053C J 00300`

Exterior

Lot Area	16,720 sqft (0.384 acres)
Lot Dimensions	176 ft deep x 95 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 E 4TH ST
City	COOKEVILLE
State	TN
Zip	38501-2705
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 01, COUNTY AREA: A02
Legal Subdivision	MRS FANNIE BARNES
Legal Tract	2
Legal Block	2
Legal Lot Number	5
Jurisdiction	PUTNAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1040
Census Tract	500

Owner

505 E 4th St, residential vacant land, is owned by two individuals who bought it in December 2025.

Source: Putnam County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 E 4TH ST, COOKEVILLE, TN 38501-2705
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Aug 14, 2012 · Amount on File
Deed Document Number	2025319018
Deed Book / Page	1665 / 100
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Dec 15, 2025
Property Address	505 E 4TH ST, COOKEVILLE, TN 38501-2705
Document Number	0001665100
Book / Page	1665 / 100
Map Reference	MB 72 PG 67
Instrument Date	Dec 12, 2025
Instrument	319018
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	CAPSTONE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 4TH ST, COOKEVILLE, TN 38501-2705

Mortgage

Document Number	0001665102
Date	Dec 15, 2025
Book Page	1665/102
Instrument	319019

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,625 (-) Land $2,625
2024		$2,625 (-) Land $2,625
2023		$2,625 Land $2,625
2022	$87.00
2021			$10,500 Land $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 505 E 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 E 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20