41 Charles Ter, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 41 Charles Ter, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1950
Lot Size	0.121 acres (5,266 sqft)
Owner	Company Name on File
Last Sale	$412,000 (Feb 2021)
Tax Bill	$10,295 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00018-03-00002`

Property Details

APN / Parcel Number

Primary APN	`64-00018-03-00002`
Alternative APNs	`6400018000300002` `000670`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,266 sqft (0.121 acres)

Location & Zoning

Account Number	000670
Street Address	41 CHARLES TER
City	WALDWICK
State	NJ
Zip	07463-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5265 SF
Legal Subdivision	WALDWICK HOMES SEC #TWO
Legal Block	18.3
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3019
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00018-03-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	41 CHARLES TER, WALDWICK, NJ 07463-2002
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202118115
Deed Book / Page	3953 / 159
Prior Transfer Date	Jul 29, 2014
Prior Transfer Doc	0017171501
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 10, 2021
Property Address	41 CHARLES TER, WALDWICK, NJ 07463-2002
Document Number	0039530159
Book / Page	3953 / 159
Instrument Date	Nov 06, 2020
Instrument	2021018115
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,330.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1582 ORANGE TURNPIKE #AA, 1582, SLOATSBURG, NY 10975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CHARLES TER, WALDWICK, NJ 07463-2002

Mortgage

Document Number	2021018116
Date	Feb 10, 2021
Instrument	2021018116

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,600 (-) Land $255,600 Building $193,000	$448,600 (-) Land $255,600 Building $193,000
2025	$10,295.00 (+3.65%)	$448,600 (+18.8%) Land $255,600 Building $193,000	$448,600 (+18.8%) Land $255,600 Building $193,000
2024	$9,932.00 (-7.64%)
2023		$377,600 Land $208,800 Building $168,800	$377,600 Land $208,800 Building $168,800
2022	$10,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 810 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WALDWICK WATER DEPT serves 10,208 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.