36 Charles Ter, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 36 Charles Ter, Waldwick, NJ 07463 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,698 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Feb 2019)
Tax Bill	$10,812 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-00018-04-00012`

Property Details

APN / Parcel Number

Primary APN	`64-00018-04-00012`
Alternative APNs	`6400018000400012` `6400018D00012`

Interior

Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	6400018D00012
Street Address	36 CHARLES TER
City	WALDWICK
State	NJ
Zip	07463-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100 2LT
Legal Subdivision	SUBDIVISION WALDWICK HOME
Legal Block	18.4
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3020
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00018-04-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 CHARLES TER, WALDWICK, NJ 07463-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2024	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Feb 28, 2022	Deed of Trust, Mortgage VISIONS FCU
Sep 24, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 27, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SOFI BANK NA
Feb 11, 2019	Executor's Deed, Transfer · FHA Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	201910017
Deed Book / Page	3177 / 14
Last Transfer Date	Aug 22, 2025
Transfer Doc	0000072869
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	36 CHARLES TER, WALDWICK, NJ 07463-2015
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CHARLES TER, WALDWICK, NJ 07463-2015

Mortgage

Document Number	0051760545
Date	Feb 09, 2024
Book Page	5176/545
Instrument	2024008275

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Oct 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	36 CHARLES TER, WALDWICK, NJ 07463-2015
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045990042
Date	Feb 28, 2022
Book Page	4599/42
Instrument	2022025231

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	36 CHARLES TER, WALDWICK, NJ 07463-2015
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 CHARLES TER, WALDWICK, NJ 07463-2015

Mortgage

Document Number	0053281303
Date	Sep 24, 2024
Book Page	5328/1303
Instrument	2024056977

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Oct 27, 2025
Property Address	36 CHARLES TER, WALDWICK, NJ 07463-2015
Document Number	0056301333
Book / Page	5630 / 1333
Instrument Date	Aug 22, 2025
Instrument	2025072869
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 CHARLES TER, WALDWICK, NJ 07463-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 CHARLES TER, WALDWICK, NJ 07463-2015

Mortgage

Document Number	2025072870
Date	Oct 27, 2025
Instrument	2025072870

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 01, 2045

February 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 11, 2019
Property Address	36 CHARLES TER, WALDWICK, NJ 07463-2015
Document Number	0031770014
Book / Page	3177 / 14
Instrument Date	Jan 14, 2019
Instrument	19-010017
Transaction Type	Transfer
Record Updated	Nov 02, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BIRCH RD, MAHWAH, NJ 07430-3005

Mortgage

Document Number	1901001701
Date	Feb 11, 2019
Instrument	19-010017.01

Lender

Name	BOND STREET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0031770014
Date	Feb 11, 2019
Book Page	3177/14
Instrument	19-010017

Lender

Name	BOND STREET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,100 (-) Land $270,000 Building $201,100	$471,100 (-) Land $270,000 Building $201,100
2025	$10,812.00 (+3.66%)	$471,100 (+26.81%) Land $270,000 Building $201,100	$471,100 (+26.81%) Land $270,000 Building $201,100
2024	$10,430.00 (-1.42%)
2023		$371,500 Land $220,000 Building $151,500	$371,500 Land $220,000 Building $151,500
2022	$10,580.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030561003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021, other causes, Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 810 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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