38 Charles Ter, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 38 Charles Ter, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,626 sqft · built 1950
Lot Size	0.119 acres (5,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Mar 2024)
Tax Bill	$11,665 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00018-04-00011`

Property Details

APN / Parcel Number

Primary APN	`64-00018-04-00011`
Alternative APNs	`6400018000400011` `000032`

Interior

Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide

Location & Zoning

Account Number	000032
Street Address	38 CHARLES TER
City	WALDWICK
State	NJ
Zip	07463-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	52X100 2LT
Legal Subdivision	WALDWICK HOMES INC SEC #TWO
Legal Block	18.04
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3020
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 CHARLES TER, WALDWICK, NJ 07463-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Apr 20, 2007 · Amount on Record
Deed Document Number	202416886
Deed Book / Page	5202 / 774
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 27, 2024
Property Address	38 CHARLES TER, WALDWICK, NJ 07463-2015
Document Number	0052020774
Book / Page	5202 / 774
Instrument Date	Feb 27, 2024
Instrument	2024016886
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,609.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 CHARLES TER, WALDWICK, NJ 07463-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CHARLES TER, WALDWICK, NJ 07463-2015

Mortgage

Document Number	0052020779
Date	Mar 27, 2024
Book Page	5202/779
Instrument	2024016887

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,300 (-) Land $275,400 Building $232,900	$508,300 (-) Land $275,400 Building $232,900
2025	$11,665.00 (+3.66%)	$508,300 (+31.14%) Land $275,400 Building $232,900	$508,300 (+31.14%) Land $275,400 Building $232,900
2024	$11,253.00 (+1.95%)
2023		$387,600 Land $224,200 Building $163,400	$387,600 Land $224,200 Building $163,400
2022	$11,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20