Cecil County property record for 41 Austins Way, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,860 sqft · built 2002 |
| Lot Size | 0.686 acres (29,882 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Jun 2026) |
| Tax Bill | $4,325 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-115574 |
| Primary APN | 05-115574 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,860 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,882 sqft (0.686 acres) |
| Garage Type | Mixed |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 115574 |
|---|---|
| Street Address | 41 AUSTINS WAY |
| City | ELKTON |
| State | MD |
| Zip | 21921-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 14 - .686 ACRE 41 AUSTINS WAY FOREST KNOLL |
| Legal Subdivision | FOREST KNOLL |
| Legal Lot Number | 14 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 5, NORTH EAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30904 |
41 Austins Way is owned and occupied by an individual who bought it in June 2026.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 AUSTINS WAY, ELKTON, MD 21921-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Jan 29, 2002 · Amount on File |
| Deed Book / Page | 5803 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 18, 2026 |
| Property Address | 41 AUSTINS WAY, ELKTON, MD 21921-7405 |
| Document Number | 5803000245 |
| Book / Page | 5803 / 245 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | DEFINITIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 AUSTINS WAY, ELKTON, MD 21921-7405 |
| Document Number | 5803000253, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 5803/253 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 41 Austins Way was $4,325, up 3.5% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,325.00 (+3.47%) | $446,300 (+8.25%) Land $99,900 Building $346,400 | $446,300 (-) Land $99,900 Building $346,400 |
| 2025 | $4,180.00 Homeowner's exemption | $412,300 | $446,300 Land $99,900 Building $346,400 |
| 2023 | $3,162.00 Homeowner's exemption | $344,300 Land $99,900 Building $244,400 | $344,300 Land $99,900 Building $244,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Austins Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Austins Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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